Is NCR Atleos (NATL) overvalued or fairly valued?

MarketChacha shows NCR Atleos's valuation in context — a trailing P/E of about 21.3, a forward P/E of about 9.0, a price-to-book of about 8.9 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does NCR Atleos's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (11.47×) from reported figures — education, not a rating.

What is NCR Atleos's revenue?

NCR Atleos reported revenue of $4.4B for FY2025, with net profit of $162.0M, per official filings.

What is the share price of NCR Atleos (NATL)?

NCR Atleos last traded at $47.78 (-0.3% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

NCR Atleos

NATL · NYSE · Financials · United States

$47.78-0.3%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 7:23 PM

Snapshot

TickerNATL

ExchangeNYSE

SectorFinancials

IndustrySoftware - Application

CountryUnited States

Employees20,000

HeadquartersAtlanta, United States

Market cap$3.5B

P/E (TTM)21.3

P/B8.9

Volume333.97K

Websitewww.ncratleos.com

Filings tracked5

About NCR Atleos

NCR Atleos Corporation, a financial technology company, engages in the provision of self-directed banking solutions to financial institutions, merchants, manufacturers, retailers, and consumers in the United States, rest of the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through three segments: Self-Service Banking; Network; and Telecommunications & Technology (T&T). It offers solutions, including a line of automated teller machine (ATM) hardware and software, as well as elated installation, maintenance, and managed and professional services; and ATM as a service to manage and run for financial institutions that include back office, cash management, software management, and ATM deployment. The company also provides network of ATMs and multi-functioning financial services kiosks for financial institutions, financial technology companies, neobanks, and retailers; Allpoint network which provides cash withdrawal and deposit access to credit unions, banks, digital banks, fintechs, stored-value debit card issuers, and other consumer financial services providers; and ATM branding solutions to financial institutions, ATM management and services to retailers and other businesses, and LibertyX solution which gives consumers the ability to buy and sell Bitcoin. In addition, it offers managed network and infrastructure services to enterprise clients across various industries through communications service providers and technology manufacturers; and professional, field, and remote services for modern network technologies, including software-defined wide area networking, network functions virtualization, wireless local area networks, optical networking, and edge networks. NCR Atleos Corporation was founded in 1884 and is headquartered in Atlanta, Georgia.

Profile as reported by Yahoo Finance.

Who owns it

Insiders1.3%
Institutions95.4%
Public & other3.3%

468 institutional holders

As reported by Yahoo Finance.

Top holders

Blackrock Inc.14.34%
Vanguard Portfolio Management LLC5.73%
Vanguard Capital Management LLC4.49%
State Street Corporation3.83%
Engine Capital Management, LP3.50%
Fuller & Thaler Asset Management Inc.2.87%
Fourth Sail Capital LP2.75%
Bank of America Corporation2.52%

Largest institutional holders, as reported by Yahoo Finance (as of 3/31/2026).

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Cash conversion11.47×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend-3.6% → 3.7%

Margin has expanded by about 7.3 points — the business is getting more profitable.

Return on equity40.2%

Latest ROE of 40.2% — capital is generating a healthy return.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $1.2B · EPS 1.17

Est. earnings growth +7.3%

Next fiscal year

Rev $4.7B · EPS 5.32

Est. earnings growth +26.7%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

$23.5652-wk range$48.50

Delayed · as reported by Yahoo Finance

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Market cap

$3.5B

Day change

-0.3%

P/E (TTM)

21.3

Fwd P/E

9.0

P/B

8.9

Beta

0.60

Revenue (FY2025)

$4.4B

Net margin

3.7%

ROE

40.2%

Revenue CAGR (2y)

+2.0%

EPS (FY2025)

2.14

Net profit (FY2025)

$162.0M

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

Ask MarketChacha about NATL

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Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$4.4B	$162.0M	2.14	3.7%	40.2%
FY2024	$4.3B	$80.0M	1.08	1.9%	36.5%
FY2023	$4.2B	$-150.0M	-2.12	-3.6%	-61.0%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q1	$1.0B	$22.0M	0.29	2.1%
2025Q4	$1.2B	$83.0M	1.09	7.2%
2025Q3	$1.1B	$26.0M	0.34	2.3%
2025Q2	$1.1B	$39.0M	0.52	3.5%
2025Q1	$979.0M	$14.0M	0.19	1.4%
2024Q3	$1.1B	$21.0M	0.28	2.0%
2024Q2	$1.1B	$30.0M	0.41	2.8%
2024Q1	$1.1B	$-8.0M	-0.11	-0.8%
2023Q3	$1.1B	$-58.0M	-0.82	-5.4%
2023Q2	$1.0B	$53.0M	0.75	5.1%
2023Q1	$986.0M	$36.0M	0.51	3.7%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Shareholder vote results, Reg FD disclosure, Exhibits
SEC6/30/2026material
8-K — Other events, Exhibits
SEC6/18/2026material
8-K — Shareholder vote results
SEC5/21/2026material
10-Q filing
SEC5/7/2026
8-K — Results of operations, Exhibits
SEC5/6/2026material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.