Is New India Assurance (NIACL) overvalued or fairly valued?

MarketChacha shows New India Assurance's valuation in context — a forward P/E of about 9.1, a price-to-book of about 0.7 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is New India Assurance's revenue?

New India Assurance reported revenue of ₹47,580 Cr for FY2026, with net profit of ₹1,354 Cr, per official filings.

What is the share price of New India Assurance (NIACL)?

New India Assurance last traded at ₹175.14 (-0.9% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

New India Assurance

NIACL · NSE · Insurance · India

₹175.14-0.9%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 9:59 AM

Snapshot

TickerNIACL

ExchangeNSE

SectorInsurance

IndustryInsurance - Diversified

CountryIndia

Employees10,403

HeadquartersMumbai, India

Market cap₹28,863 Cr

P/B0.7

Volume5.29L

Websitewww.newindia.co.in

Filings tracked0

About New India Assurance

The New India Assurance Company Limited, together with its subsidiaries, operates as a general insurance company in India and internationally. The company provides credit, engineering, aviation, property, personal accident, liability, marine cargo, marine hull, fire, travel, motor, health, employers liability, rural, product / public liability, other liability, social sector, and miscellaneous insurance products. It also offers crop, cattle, sheep, goat, poultry, horticulture/plantation, and micro insurance products, as well as insurance for agriculture solar pump sets. In addition, it offers bancassurance and reinsurance products, and government schemes. The New India Assurance Company Limited was incorporated in 1919 and is headquartered in Mumbai, India.

Profile as reported by Yahoo Finance.

Who owns it

Promoters85.4%
Institutions10.8%
Public & other3.7%

41 institutional holders

As reported by Yahoo Finance. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend2.8% → 2.8%

Margin has held broadly steady over the period — stable profitability.

Growth qualityrev 8% · PAT 9%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next fiscal year

Rev ₹55,497 Cr · EPS 19.34

Est. earnings growth +34.9%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

₹116.9752-wk range₹218.00

Delayed · as reported by Yahoo Finance

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 3

Market cap

₹28,863 Cr

Day change

-0.9%

Fwd P/E

9.1

P/B

0.7

Div yield

0.84%

Beta

1.09

Revenue (FY2026)

₹47,580 Cr

Net margin

2.8%

Revenue CAGR (3y)

+8.3%

Profit CAGR (3y)

+8.6%

Net profit (FY2026)

₹1,354 Cr

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

Ask MarketChacha about NIACL

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Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹47,580 Cr	₹1,354 Cr	2.8%
FY2025	₹43,977 Cr	₹972 Cr	2.2%
FY2024	₹42,348 Cr	₹1,091 Cr	2.6%
FY2023	₹37,482 Cr	₹1,055 Cr	2.8%

Quarterly

Period	Net profit
2025Q4	₹377 Cr
2024Q4	₹353 Cr
2024Q3	₹71 Cr

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.