Is Northwest Bancshares (NWBI) overvalued or fairly valued?

MarketChacha shows Northwest Bancshares's valuation in context — a trailing P/E of about 15.8, a forward P/E of about 10.7, a price-to-book of about 1.2 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Northwest Bancshares's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.04×) from reported figures — education, not a rating.

What is the share price of Northwest Bancshares (NWBI)?

Northwest Bancshares last traded at $15.51 (+0.5% on the day), as of 9/3/2026 — a delayed quote shown for education, not investment advice.

Northwest Bancshares

NWBI · NYSE · Financials · United States

Snapshot

TickerNWBI

ExchangeNYSE

SectorFinancials

IndustryBanks - Regional

CountryUnited States

Employees2,183

HeadquartersColumbus, United States

Websitewww.northwest.bank

Filings tracked13

About Northwest Bancshares

Northwest Bancshares, Inc. operates as the bank holding company for Northwest Bank, a state-chartered savings bank that provides personal and commercial banking solutions in Pennsylvania, New York, Ohio, and Indiana in the United States. The company accepts various deposits, including checking, savings, money market deposit, term certificate, and individual retirement accounts. It also offers loan products comprising one-to-four-family residential real estate loans, shorter-term consumer loans, and loans collateralized by multi-family residential and commercial real estate, as well as commercial business loans; residential mortgage loans; home equity loans and lines of credit; commercial real estate loans; commercial loans and financing solutions; and other consumer loans, including auto refinance loans, indirect automobile and recreational loans, unsecured personal loans, credit card loans, and loans secured by investment accounts. In addition, the company offers investment and cash management; estate and trust services; digital and online banking; certificates of deposit; credit cards; student and small business loans; private banking, planning, and investments; retirement plans; liquidity management for commercial checking and savings; treasury and wealth management; insurance; employee benefit plans; and financial planning services. It serves individuals, businesses, and charitable institutions. Northwest Bancshares, Inc. was founded in 1896 and is headquartered in Columbus, Ohio.

Who owns it

Insiders1.0%
Institutions72.6%
Public & other26.4%

418 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.14.42%
State Street Corporation7.41%
Dimensional Fund Advisors LP6.23%
Vanguard Portfolio Management LLC6.20%
Vanguard Capital Management LLC4.58%
Geode Capital Management, LLC2.72%
First Trust Advisors LP2.54%
Nuveen, LLC1.40%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

Latest ROE of 6.7% is on the low side — the business earns a modest return on shareholder capital.

Cash conversion1.04×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Return on equity6.7%

Latest ROE of 6.7% is on the low side — the business earns a modest return on shareholder capital.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $185.7M · EPS 0.35

Est. earnings growth +6.1%

Next fiscal year

Rev $759.6M · EPS 1.45

Est. earnings growth +2.8%

Analyst consensus estimates — not the company's own guidance.

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

ROE

6.7%

Profit CAGR (2y)

-3.4%

EPS (FY2025)

0.92

Net profit (FY2025)

$126.0M

Ask MarketChacha about NWBI

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Net profit	EPS	ROE
FY2025	$126.0M	0.92	6.7%
FY2024	$100.3M	0.79	6.3%
FY2023	$135.0M	1.06	8.7%

Quarterly

Period	Net profit	EPS
2026Q2	$53.5M	0.36
2026Q1	$50.5M	0.34
2025Q3	$3.2M	0.02
2025Q2	$33.7M	0.26
2025Q1	$43.5M	0.34
2024Q3	$33.6M	0.26
2024Q2	$4.7M	0.04
2024Q1	$29.2M	0.23
2023Q3	$39.2M	0.31
2023Q2	$33.0M	0.26
2023Q1	$33.7M	0.26

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

10-Q filing
SEC8/5/2026
8-K — Results of operations, Exhibits
SEC7/27/2026material
8-K — Executive/director change, Exhibits
SEC7/24/2026material
8-K — Executive/director change, Shareholder vote results, Exhibits
SEC5/26/2026material
10-Q filing
SEC5/7/2026
8-K — Results of operations, Exhibits
SEC4/27/2026material
10-K filing
SEC2/25/2026
8-K — Results of operations, Exhibits
SEC1/26/2026material

2025

10-Q filing
SEC11/10/2025
8-K — Results of operations, Exhibits
SEC10/27/2025material
10-Q filing
SEC8/5/2025
8-K — Results of operations, Exhibits
SEC7/29/2025material
8-K — Completion of acquisition/disposition, Executive/director change, Other events, Exhibits
SEC7/28/2025material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.