Is Northwest Bancshares (NWBI) overvalued or fairly valued?

MarketChacha shows Northwest Bancshares's valuation in context — a trailing P/E of about 15.9, a forward P/E of about 10.6, a price-to-book of about 1.2 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Northwest Bancshares's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.04×) from reported figures — education, not a rating.

What is the share price of Northwest Bancshares (NWBI)?

Northwest Bancshares last traded at $15.30 (-1.0% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

Northwest Bancshares

NWBI · NYSE · Financials · United States

$15.30-1.0%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 7:33 PM

Snapshot

TickerNWBI

ExchangeNYSE

SectorFinancials

IndustryBanks - Regional

CountryUnited States

Employees2,170

HeadquartersColumbus, United States

Market cap$2.2B

P/E (TTM)15.9

P/B1.2

Volume547.89K

Websitewww.northwest.bank

Filings tracked3

About Northwest Bancshares

Northwest Bancshares, Inc. operates as the bank holding company for Northwest Bank, a state-chartered savings bank that provides personal and commercial banking solutions in Pennsylvania, New York, Ohio, and Indiana in the United States. The company accepts various deposits, including checking, savings, money market deposit, term certificate, and individual retirement accounts. It also offers loan products comprising one-to-four-family residential real estate loans, shorter-term consumer loans, and loans collateralized by multi-family residential and commercial real estate, as well as commercial business loans; residential mortgage loans; home equity loans and lines of credit; commercial real estate loans; commercial loans and financing solutions; and other consumer loans, including auto refinance loans, indirect automobile and recreational loans, unsecured personal loans, credit card loans, and loans secured by investment accounts. In addition, the company offers investment and cash management; estate and trust services; digital and online banking; certificates of deposit; credit cards; student and small business loans; private banking, planning, and investments; retirement plans; liquidity management for commercial checking and savings; treasury and wealth management; insurance; employee benefit plans; and financial planning services. It serves individuals, businesses, and charitable institutions. Northwest Bancshares, Inc. was founded in 1896 and is headquartered in Columbus, Ohio.

Profile as reported by Yahoo Finance.

Who owns it

Insiders0.9%
Institutions71.0%
Public & other28.1%

409 institutional holders

As reported by Yahoo Finance.

Top holders

Blackrock Inc.14.27%
Dimensional Fund Advisors LP6.18%
State Street Corporation6.09%
Vanguard Portfolio Management LLC6.05%
Vanguard Capital Management LLC4.44%
First Trust Advisors LP2.90%
Geode Capital Management, LLC2.58%
Victory Capital Management Inc.1.54%

Largest institutional holders, as reported by Yahoo Finance (as of 3/31/2026).

Forensic scorecard

Latest ROE of 6.7% is on the low side — the business earns a modest return on shareholder capital.

Cash conversion1.04×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Return on equity6.7%

Latest ROE of 6.7% is on the low side — the business earns a modest return on shareholder capital.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $182.5M · EPS 0.34

Est. earnings growth +19.0%

Next fiscal year

Rev $750.5M · EPS 1.44

Est. earnings growth +4.6%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

$11.2552-wk range$15.72

Delayed · as reported by Yahoo Finance

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Market cap

$2.2B

Day change

-1.0%

P/E (TTM)

15.9

Fwd P/E

10.6

P/B

1.2

Div yield

5.18%

Beta

0.66

ROE

6.7%

Profit CAGR (2y)

-3.4%

EPS (FY2025)

0.92

Net profit (FY2025)

$126.0M

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

Ask MarketChacha about NWBI

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Net profit	EPS	ROE
FY2025	$126.0M	0.92	6.7%
FY2024	$100.3M	0.79	6.3%
FY2023	$135.0M	1.06	8.7%

Quarterly

Period	Net profit	EPS
2026Q1	$50.5M	0.34
2025Q3	$3.2M	0.02
2025Q2	$33.7M	0.26
2025Q1	$43.5M	0.34
2024Q3	$33.6M	0.26
2024Q2	$4.7M	0.04
2024Q1	$29.2M	0.23
2023Q3	$39.2M	0.31
2023Q2	$33.0M	0.26
2023Q1	$33.7M	0.26

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Executive/director change, Shareholder vote results, Exhibits
SEC5/26/2026material
10-Q filing
SEC5/7/2026
8-K — Results of operations, Exhibits
SEC4/27/2026material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.