Is Payoneer Global (PAYO) overvalued or fairly valued?

MarketChacha shows Payoneer Global's valuation in context — a trailing P/E of about 51.2, a forward P/E of about 15.6, a price-to-book of about 3.7 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Payoneer Global's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.98×) from reported figures — education, not a rating.

What is Payoneer Global's revenue?

Payoneer Global reported revenue of $813.4M for FY2025, with net profit of $73.2M, per official filings.

What is the share price of Payoneer Global (PAYO)?

Payoneer Global last traded at $7.17 (-0.1% on the day), as of 9/4/2026 — a delayed quote shown for education, not investment advice.

Payoneer Global

PAYO · NYSE · Financials · United States

Snapshot

TickerPAYO

ExchangeNYSE

SectorFinancials

IndustrySoftware - Infrastructure

CountryUnited States

Employees2,540

HeadquartersNew York, United States

Websitewww.payoneer.com

Filings tracked13

About Payoneer Global

Payoneer Global Inc. operates as a financial technology company. The company offers customers with a multi-currency account to serve their cross-border accounts receivable and accounts payable needs through payment infrastructure platform. It delivers a suite of services, such as funds management, working capital, multicurrency accounts, and workforce management. It also provides various payment options with minimal integration required, full back-office functions, and customer support. The company serves small and medium-sized businesses worldwide. Payoneer Global Inc. was founded in 2005 and is headquartered in New York, New York.

Who owns it

Insiders3.2%
Institutions90.5%
Public & other6.3%

381 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.11.53%
Technology Crossover Management VIII, Ltd.10.09%
Susquehanna Capital Management, LLC6.06%
Vanguard Portfolio Management LLC4.34%
BNP Paribas Asset Management Holding S.A.4.05%
Vanguard Capital Management LLC3.58%
State Street Corporation3.20%
Pentwater Capital Management Lp2.92%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

Margin has compressed by about 6.8 points over the period — profitability is trending down.

Cash conversion1.98×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend15.8% → 9.0%

Margin has compressed by about 6.8 points over the period — profitability is trending down.

Growth qualityrev 17% · PAT -11%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $302.4M · EPS 0.09

Est. earnings growth -2.6%

Next fiscal year

Rev $1.2B · EPS 0.46

Est. earnings growth +53.3%

Analyst consensus estimates — not the company's own guidance.

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$813.4M

Net margin

9.0%

ROE

10.4%

Revenue CAGR (2y)

+17.3%

Profit CAGR (2y)

-11.4%

EPS (FY2025)

0.19

Net profit (FY2025)

$73.2M

Ask MarketChacha about PAYO

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$813.4M	$73.2M	0.19	9.0%	10.4%
FY2024	$710.3M	$121.2M	0.31	17.1%	16.7%
FY2023	$590.8M	$93.3M	0.24	15.8%	14.1%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	$220.3M	$-2.4M	-0.01	-1.1%
2026Q1	$208.1M	$19.6M	0.06	9.4%
2025Q3	$209.7M	$14.1M	0.04	6.7%
2025Q2	$200.5M	$19.5M	0.05	9.7%
2025Q1	$186.3M	$20.6M	0.05	11.0%
2024Q3	$180.4M	$41.6M	0.11	23.1%
2024Q2	$171.2M	$32.4M	0.09	18.9%
2024Q1	$160.5M	$29.0M	0.08	18.1%
2023Q3	$145.2M	$12.8M	0.03	8.8%
2023Q2	$149.1M	$45.5M	0.12	30.5%
2023Q1	$139.7M	$7.9M	0.02	5.7%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Results of operations, Exhibits
SEC8/6/2026material
10-Q filing
SEC8/6/2026
8-K — Material agreement, Reg FD disclosure, Other events, Exhibits
SEC6/15/2026material
8-K — Shareholder vote results
SEC6/9/2026material
8-K — Results of operations, Exhibits
SEC5/7/2026material
10-Q filing
SEC5/7/2026
8-K — Results of operations, Exhibits
SEC2/26/2026material
10-K filing
SEC2/26/2026

2025

8-K — Executive/director change, Exhibits
SEC12/3/2025material
8-K — Results of operations, Exhibits
SEC11/5/2025material
10-Q filing
SEC11/5/2025
8-K — Results of operations, Exhibits
SEC8/6/2025material
10-Q filing
SEC8/6/2025

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.