Is Payoneer Global (PAYO) overvalued or fairly valued?

MarketChacha shows Payoneer Global's valuation in context — a trailing P/E of about 35.6, a forward P/E of about 19.0, a price-to-book of about 3.7 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Payoneer Global's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.98×) from reported figures — education, not a rating.

What is Payoneer Global's revenue?

Payoneer Global reported revenue of $813.4M for FY2025, with net profit of $73.2M, per official filings.

What is the share price of Payoneer Global (PAYO)?

Payoneer Global last traded at $7.13 (+0.1% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

Payoneer Global

PAYO · NYSE · Financials · United States

$7.13+0.1%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 7:34 PM

Snapshot

TickerPAYO

ExchangeNYSE

SectorFinancials

IndustrySoftware - Infrastructure

CountryUnited States

Employees2,540

HeadquartersNew York, United States

Market cap$2.4B

P/E (TTM)35.6

P/B3.7

Volume974.54K

Websitewww.payoneer.com

Filings tracked4

About Payoneer Global

Payoneer Global Inc. operates as a financial technology company. The company offers customers with a multi-currency account to serve their cross-border accounts receivable and accounts payable needs through payment infrastructure platform. It delivers a suite of services, such as funds management, working capital, multicurrency accounts, and workforce management. It also provides various payment options with minimal integration required, full back-office functions, and customer support. The company serves small and medium-sized businesses worldwide. Payoneer Global Inc. was founded in 2005 and is headquartered in New York, New York.

Profile as reported by Yahoo Finance.

Who owns it

Insiders3.1%
Institutions91.9%
Public & other4.9%

368 institutional holders

As reported by Yahoo Finance.

Top holders

Blackrock Inc.11.94%
Technology Crossover Management VIII, Ltd.10.21%
Susquehanna Capital Management, LLC6.14%
Vanguard Portfolio Management LLC4.40%
BNP Paribas Asset Management Holding S.A.4.10%
Vanguard Capital Management LLC3.75%
State Street Corporation3.27%
Price (T.Rowe) Associates Inc2.98%

Largest institutional holders, as reported by Yahoo Finance (as of 3/31/2026).

Forensic scorecard

Margin has compressed by about 6.8 points over the period — profitability is trending down.

Cash conversion1.98×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend15.8% → 9.0%

Margin has compressed by about 6.8 points over the period — profitability is trending down.

Growth qualityrev 17% · PAT -11%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $285.6M · EPS 0.07

Est. earnings growth +13.5%

Next fiscal year

Rev $1.2B · EPS 0.37

Est. earnings growth +44.1%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

$4.0852-wk range$7.67

Delayed · as reported by Yahoo Finance

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Market cap

$2.4B

Day change

+0.1%

P/E (TTM)

35.6

Fwd P/E

19.0

P/B

3.7

Beta

0.95

Revenue (FY2025)

$813.4M

Net margin

9.0%

ROE

10.4%

Revenue CAGR (2y)

+17.3%

Profit CAGR (2y)

-11.4%

EPS (FY2025)

0.19

Net profit (FY2025)

$73.2M

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

Ask MarketChacha about PAYO

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Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$813.4M	$73.2M	0.19	9.0%	10.4%
FY2024	$710.3M	$121.2M	0.31	17.1%	16.7%
FY2023	$590.8M	$93.3M	0.24	15.8%	14.1%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q1	$208.1M	$19.6M	0.06	9.4%
2025Q3	$209.7M	$14.1M	0.04	6.7%
2025Q2	$200.5M	$19.5M	0.05	9.7%
2025Q1	$186.3M	$20.6M	0.05	11.0%
2024Q3	$180.4M	$41.6M	0.11	23.1%
2024Q2	$171.2M	$32.4M	0.09	18.9%
2024Q1	$160.5M	$29.0M	0.08	18.1%
2023Q3	$145.2M	$12.8M	0.03	8.8%
2023Q2	$149.1M	$45.5M	0.12	30.5%
2023Q1	$139.7M	$7.9M	0.02	5.7%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Material agreement, Reg FD disclosure, Other events, Exhibits
SEC6/15/2026material
8-K — Shareholder vote results
SEC6/9/2026material
8-K — Results of operations, Exhibits
SEC5/7/2026material
10-Q filing
SEC5/7/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.