Is PulteGroup (PHM) overvalued or fairly valued?

MarketChacha shows PulteGroup's valuation in context — a trailing P/E of about 11.2, a forward P/E of about 10.4, a price-to-book of about 1.6 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is PulteGroup's revenue?

PulteGroup reported revenue of $17.3B for FY2025, with net profit of $2.2B, per official filings.

What is the share price of PulteGroup (PHM)?

PulteGroup last traded at $114.53 (+0.9% on the day), as of 10/20/2026 — a delayed quote shown for education, not investment advice.

PulteGroup

PHM · NYSE · Consumer Discretionary · United States

Snapshot

TickerPHM

ExchangeNYSE

SectorConsumer Discretionary

IndustryResidential Construction

CountryUnited States

Employees6,506

HeadquartersAtlanta, United States

Websitepultegroupinc.com

Filings tracked14

About PulteGroup

PulteGroup, Inc., through its subsidiaries, engages in the homebuilding business in the United States. The company is involved in the acquisition and development of land primarily for residential purposes, as well as construction of housing; and sale of single-family detached homes; and attached homes, such as townhomes, condominiums, and duplexes under the Centex, Pulte Homes, Del Webb, DiVosta Homes, and John Wieland Homes and Neighborhoods brands. It also engages in the mortgage banking, title, and insurance agency operations. PulteGroup, Inc. was founded in 1950 and is headquartered in Atlanta, Georgia.

Who owns it

Insiders0.7%
Institutions97.8%
Public & other1.5%

1,440 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.9.99%
Franklin Resources, Inc.8.30%
Vanguard Capital Management LLC6.65%
State Street Corporation4.89%
Vanguard Portfolio Management LLC4.35%
FMR, LLC3.22%
Greenhaven Associates, Inc.2.91%
Geode Capital Management, LLC2.81%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

Over 3 years only 0.73× of reported profit became operating cash — the classic sign that headline earnings may be running ahead of the cash actually generated. Often explained by working capital funding growth; worth a closer look.

Cash conversion0.73×

Net margin trend16.2% → 12.8%

Margin has compressed by about 3.4 points over the period — profitability is trending down.

Return on equity17.1%

Latest ROE of 17.1% — capital is generating a healthy return.

Growth qualityrev 4% · PAT -8%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $4.8B · EPS 3.17

Est. earnings growth +9.2%

Next fiscal year

Rev $16.8B · EPS 10.85

Est. earnings growth +6.7%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$17.3B

Net margin

12.8%

ROE

17.1%

Revenue CAGR (2y)

+3.8%

Profit CAGR (2y)

-7.7%

EPS (FY2025)

11.12

Net profit (FY2025)

$2.2B

Ask MarketChacha about PHM

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$17.3B	$2.2B	11.12	12.8%	17.1%
FY2024	$17.9B	$3.1B	14.69	17.2%	25.4%
FY2023	$16.1B	$2.6B	11.72	16.2%	25.1%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	$4.0B	$472.0M	2.48	11.9%
2026Q1	$3.4B	$347.0M	1.79	10.2%
2025Q3	$4.4B	$585.8M	2.96	13.3%
2025Q2	$4.4B	$608.5M	3.03	13.8%
2025Q1	$3.9B	$522.8M	2.57	13.4%
2024Q3	$4.5B	$697.9M	3.35	15.6%
2024Q2	$4.6B	$809.1M	3.83	17.6%
2024Q1	$3.9B	$663.0M	3.10	16.8%
2023Q3	$4.0B	$638.8M	2.90	16.0%
2023Q2	$4.2B	$720.3M	3.21	17.2%
2023Q1	$3.6B	$532.3M	2.35	14.9%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Material agreement, Material financial obligation, Exhibits
SEC8/12/2026material
10-Q — 10-Q - 2Q 2026
SEC7/22/2026
8-K — Results of operations, Exhibits
SEC7/22/2026material
8-K — Shareholder vote results
SEC5/1/2026material
8-K — Results of operations, Other events, Exhibits
SEC4/23/2026material
10-Q — 10-Q - 1Q 2026
SEC4/23/2026
8-K — Material agreement, Exhibits
SEC2/20/2026material
8-K — Other events, Exhibits
SEC2/11/2026material
8-K — Executive/director change, Exhibits
SEC2/9/2026material
10-K — 10-K - 2025
SEC2/4/2026
8-K — Results of operations, Exhibits
SEC1/29/2026material

2025

8-K — Results of operations, Exhibits
SEC10/21/2025material
10-Q — 10-Q - 3Q 2025
SEC10/21/2025
8-K — Material agreement, Material financial obligation, Exhibits
SEC8/14/2025material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.