Is PB Fintech (POLICYBZR) overvalued or fairly valued?

MarketChacha shows PB Fintech's valuation in context — a forward P/E of about 45.9, a price-to-book of about 9.8 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is PB Fintech's revenue?

PB Fintech reported revenue of ₹6,794 Cr for FY2026, with net profit of ₹670 Cr, per official filings.

What is the share price of PB Fintech (POLICYBZR)?

PB Fintech last traded at ₹1,548.20 (-2.3% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

PB Fintech

POLICYBZR · NSE · New-age/Insurtech · India

₹1,548.20-2.3%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 9:59 AM

Snapshot

TickerPOLICYBZR

ExchangeNSE

SectorNew-age/Insurtech

IndustryInsurance Brokers

CountryIndia

HeadquartersGurugram, India

Market cap₹71,533 Cr

P/B9.8

Volume10.08L

Websitewww.pbfintech.in

Filings tracked0

About PB Fintech

PB Fintech Limited operates an online marketplace for insurance and lending products in India and the United Arab Emirates. It operates through two segments, Insurance Services and Other Services. The company offers Policybazaar that enables consumers to compare, evaluate, and apply for insurance products, such as term, life, health, car, 2 wheeler, family health, travel, and home insurance products, as well as investment, guaranteed return, child savings, and retirement plans. It also provides Paisabazaar, which facilitates access to lending and personal credit products. In addition, the company offers online healthcare related services; insurance broking services; support services for motor vehicle claims and related assistance; account aggregation services; online marketing and sales consulting services; and information technology and related services. Further, the company engages in the operation of call center; online comparison, sale, and online, offline, and direct marketing of financial products; and payment aggregator, payment gateway services, payment facilitation activities by offline and a digital payment acceptance. PB Fintech Limited was incorporated in 2008 and is based in Gurugram, India.

Profile as reported by Yahoo Finance.

Who owns it

Promoters25.0%
Institutions55.8%
Public & other19.2%

225 institutional holders

As reported by Yahoo Finance. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend-19.0% → 9.9%

Margin has expanded by about 28.9 points — the business is getting more profitable.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹1,990 Cr · EPS 4.55

Next fiscal year

Rev ₹11,243 Cr · EPS 33.74

Est. earnings growth +42.0%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

₹1,364.0052-wk range₹1,974.00

Delayed · as reported by Yahoo Finance

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Market cap

₹71,533 Cr

Day change

-2.3%

Fwd P/E

45.9

P/B

9.8

Beta

0.37

Revenue (FY2026)

₹6,794 Cr

Net margin

9.9%

Revenue CAGR (3y)

+38.5%

Net profit (FY2026)

₹670 Cr

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

Ask MarketChacha about POLICYBZR

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Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹6,794 Cr	₹670 Cr	9.9%
FY2025	₹4,977 Cr	₹353 Cr	7.1%
FY2024	₹3,438 Cr	₹67 Cr	1.9%
FY2023	₹2,558 Cr	₹-487 Cr	-19.0%

Quarterly

Period	Revenue	Net profit	Net margin
2026Q1	₹2,061 Cr	₹261 Cr	12.7%
2025Q4	₹1,771 Cr	₹189 Cr	10.7%
2025Q3	₹1,614 Cr	₹135 Cr	8.4%
2025Q2	₹1,348 Cr	₹85 Cr	6.3%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.