Is Poonawalla Fincorp (POONAWALLA) overvalued or fairly valued?

MarketChacha shows Poonawalla Fincorp's valuation in context — a forward P/E of about 19.3, a price-to-book of about 3.7 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Poonawalla Fincorp's revenue?

Poonawalla Fincorp reported revenue of ₹4,029 Cr for FY2026, with net profit of ₹542 Cr, per official filings.

What is the share price of Poonawalla Fincorp (POONAWALLA)?

Poonawalla Fincorp last traded at ₹473.00 (+1.2% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

Poonawalla Fincorp

POONAWALLA · NSE · NBFC · India

₹473.00+1.2%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 10:00 AM

Snapshot

TickerPOONAWALLA

ExchangeNSE

SectorNBFC

IndustryCredit Services

CountryIndia

Employees5,860

HeadquartersMumbai, India

Market cap₹41,420 Cr

P/B3.7

Volume14.37L

Websitepoonawallafincorp.com

Filings tracked0

About Poonawalla Fincorp

Poonawalla Fincorp Limited, a non-banking finance company, provides consumer and MSME financing services in India. The company offers prime personal, gold, education, consumer durable, commercial vehicle, shopkeeper, instant consumer, pre-owned car, business, mid-market, machinery and medical equipment, and professional loans, and loan against property, as well as NBFC lending. It also provides supply chain financing and credit leasing services. In addition, the company offers insurance services. It serves individuals, salaried and self-employed professionals, students, proprietorship, MSMEs, OPCs, partnership firms, LLPs, private and public companies, private and public trusts, and society. The company was formerly known as Magma Fincorp Limited and changed its name to Poonawalla Fincorp Limited in July 2021. The company was incorporated in 1978 and is based in Mumbai, India. Poonawalla Fincorp Limited operates as a subsidiary of Rising Sun Holdings Pvt Ltd.

Profile as reported by Yahoo Finance.

Who owns it

Promoters61.7%
Institutions20.1%
Public & other18.3%

58 institutional holders

As reported by Yahoo Finance. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

Margin has compressed by about 15.7 points over the period — profitability is trending down.

Net margin trend29.1% → 13.4%

Margin has compressed by about 15.7 points over the period — profitability is trending down.

Growth qualityrev 26% · PAT -3%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹1,728 Cr

Next fiscal year

Rev ₹8,950 Cr · EPS 24.55

Est. earnings growth +48.5%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

₹361.2052-wk range₹570.40

Delayed · as reported by Yahoo Finance

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Market cap

₹41,420 Cr

Day change

+1.2%

Fwd P/E

19.3

P/B

3.7

Beta

0.24

Revenue (FY2026)

₹4,029 Cr

Net margin

13.4%

Revenue CAGR (3y)

+26.1%

Profit CAGR (3y)

-2.5%

Net profit (FY2026)

₹542 Cr

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

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Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹4,029 Cr	₹542 Cr	13.4%
FY2025	₹2,708 Cr	₹-98 Cr	-3.6%
FY2024	₹4,098 Cr	₹1,683 Cr	41.1%
FY2023	₹2,010 Cr	₹585 Cr	29.1%

Quarterly

Period	Revenue	Net profit	Net margin
2026Q2	₹1,415 Cr	₹308 Cr	21.7%
2026Q1	₹1,276 Cr	₹255 Cr	20.0%
2025Q4	₹1,080 Cr	₹150 Cr	13.9%
2025Q3	₹905 Cr	₹74 Cr	8.2%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.