Is PROG Holdings (PRG) overvalued or fairly valued?

MarketChacha shows PROG Holdings's valuation in context — a trailing P/E of about 12.8, a forward P/E of about 8.4, a price-to-book of about 2.3 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does PROG Holdings's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.40×) from reported figures — education, not a rating.

What is the share price of PROG Holdings (PRG)?

PROG Holdings last traded at $44.83 (-1.2% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

PROG Holdings

PRG · NYSE · Financials · United States

$44.83-1.2%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 7:27 PM

Snapshot

TickerPRG

ExchangeNYSE

SectorFinancials

IndustryRental & Leasing Services

CountryUnited States

Employees1,235

HeadquartersDraper, United States

Market cap$1.8B

P/E (TTM)12.8

P/B2.3

Volume169.9K

Websiteprogholdings.com

Filings tracked4

About PROG Holdings

PROG Holdings, Inc., a financial technology holding company, provides payment options to consumers in the United States. The company operates through two segments: Progressive Leasing and Four. It owns Progressive Leasing, an in-store, app-based, and e-commerce point-of-sale lease-to-own solutions provider; and Four, which enables consumers of all credit backgrounds to pay for purchases over time through short-term, interest-free instalment buy-now-pay-later BNPL plans. The company offers Purchasing Power, that provides these underserved customers with alternatives to traditional financing options. The company was formerly known as Aaron's Holdings Company, Inc. and changed its name to PROG Holdings, Inc. in December 2020. PROG Holdings, Inc. was founded in 1955 and is based in Draper, Utah.

Profile as reported by Yahoo Finance.

Who owns it

Insiders4.2%
Institutions95.8%
Public & other0.0%

393 institutional holders

As reported by Yahoo Finance.

Top holders

Blackrock Inc.15.54%
Vanguard Portfolio Management LLC6.16%
Vanguard Capital Management LLC4.18%
State Street Corporation4.17%
Allianz Asset Management GmbH3.41%
Dimensional Fund Advisors LP3.13%
LSV Asset Management2.94%
FMR, LLC2.89%

Largest institutional holders, as reported by Yahoo Finance (as of 3/31/2026).

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Cash conversion1.40×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Return on equity19.7%

Latest ROE of 19.7% — capital is generating a healthy return.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $746.0M · EPS 1.09

Est. earnings growth +20.7%

Next fiscal year

Rev $3.3B · EPS 5.33

Est. earnings growth +14.6%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

$25.8052-wk range$47.73

Delayed · as reported by Yahoo Finance

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Market cap

$1.8B

Day change

-1.2%

P/E (TTM)

12.8

Fwd P/E

8.4

P/B

2.3

Div yield

1.23%

Beta

1.78

ROE

19.7%

Profit CAGR (2y)

+2.8%

EPS (FY2025)

3.59

Net profit (FY2025)

$146.8M

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

Ask MarketChacha about PRG

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Financials

Yearly

Period	Net profit	EPS	ROE
FY2025	$146.8M	3.59	19.7%
FY2024	$197.2M	4.53	30.3%
FY2023	$138.8M	2.98	23.5%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q1	$116.9M	$36.1M	0.89	30.8%
2025Q3	—	$33.1M	0.82	—
2025Q2	—	$38.5M	0.95	—
2025Q1	$3.7M	$34.7M	0.83	935.0%
2024Q3	—	$84.0M	1.94	—
2024Q2	—	$33.8M	0.77	—
2024Q1	—	$22.0M	0.49	—
2023Q3	—	$35.0M	0.76	—
2023Q2	—	$37.2M	0.79	—
2023Q1	—	$48.0M	1.00	—

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Executive/director change, Shareholder vote results, Other events, Exhibits
SEC5/7/2026material
8-K — Results of operations, Exhibits
SEC4/29/2026material
10-Q filing
SEC4/29/2026
8-K/A — Exhibits
SEC4/7/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.