Is Park National (PRK) overvalued or fairly valued?

MarketChacha shows Park National's valuation in context — a trailing P/E of about 17.1, a forward P/E of about 14.6, a price-to-book of about 2.0 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Park National's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.15×) from reported figures — education, not a rating.

What is Park National's revenue?

Park National reported revenue of $664.4M for FY2025, with net profit of $180.1M, per official filings.

What is the share price of Park National (PRK)?

Park National last traded at $185.68 (-1.5% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

Park National

PRK · NYSE · Financials · United States

$185.68-1.5%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 7:26 PM

Snapshot

TickerPRK

ExchangeNYSE

SectorFinancials

IndustryBanks - Regional

CountryUnited States

Employees1,589

HeadquartersNewark, United States

Market cap$3.4B

P/E (TTM)17.1

P/B2.0

Volume67.21K

Websiteinvestor.parknationalcorp.com

Filings tracked5

About Park National

Park National Corporation operates as the bank holding company for Park National Bank that provides commercial banking and trust services in small and medium population areas in the United States. The company offers deposits for demand, savings, and time accounts; trust and wealth management services; cash management services; safe deposit operations; electronic funds transfers; Internet and mobile banking solutions with bill pay service; credit cards; and various additional banking-related services. It also provides commercial loans, including financing for industrial and commercial properties, financing for equipment, inventory and accounts receivable, acquisition financing, and commercial leasing, as well as for consumer finance companies; commercial real estate loans comprising mortgage loans to developers and owners of commercial real estate; originates financing leases primarily for the purchase of commercial vehicles, operating/manufacturing equipment, and municipal vehicles/equipment; consumer loans, such as automobile, recreational vehicle, and watercraft loans; consumer finance services; home equity lines of credit; and residential real estate and construction loans, as well as installment loans and commercial loans. In addition, the company offers aircraft financing services; and ParkDirect, a personal banking application. Park National Corporation was founded in 1908 and is headquartered in Newark, Ohio.

Profile as reported by Yahoo Finance.

Who owns it

Insiders2.2%
Institutions52.1%
Public & other45.8%

350 institutional holders

As reported by Yahoo Finance.

Top holders

Blackrock Inc.13.39%
Park National Corp /oh/6.23%
Vanguard Portfolio Management LLC5.36%
State Street Corporation4.13%
Vanguard Capital Management LLC4.06%
Dimensional Fund Advisors LP2.86%
Geode Capital Management, LLC2.11%
Charles Schwab Investment Management, Inc.1.00%

Largest institutional holders, as reported by Yahoo Finance (as of 3/31/2026).

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Cash conversion1.15×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend22.5% → 27.1%

Margin has expanded by about 4.6 points — the business is getting more profitable.

Growth qualityrev 9% · PAT 19%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $172.3M · EPS 3.17

Est. earnings growth +10.3%

Next fiscal year

Rev $696.1M · EPS 12.71

Est. earnings growth +2.5%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

$149.0652-wk range$192.77

Delayed · as reported by Yahoo Finance

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Market cap

$3.4B

Day change

-1.5%

P/E (TTM)

17.1

Fwd P/E

14.6

P/B

2.0

Div yield

2.30%

Beta

0.69

Revenue (FY2025)

$664.4M

Net margin

27.1%

ROE

13.3%

Revenue CAGR (2y)

+8.5%

Profit CAGR (2y)

+19.2%

EPS (FY2025)

11.11

Net profit (FY2025)

$180.1M

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

Ask MarketChacha about PRK

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$664.4M	$180.1M	11.11	27.1%	13.3%
FY2024	$645.6M	$151.4M	9.32	23.5%	12.2%
FY2023	$564.3M	$126.7M	7.80	22.5%	11.1%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q1	$188.5M	$41.7M	2.39	22.1%
2025Q3	$169.5M	$47.2M	2.92	27.8%
2025Q2	$168.7M	$48.1M	2.97	28.5%
2025Q1	$157.9M	$42.2M	2.60	26.7%
2024Q3	$170.3M	$38.2M	2.35	22.4%
2024Q2	$157.7M	$39.4M	2.42	25.0%
2024Q1	$152.8M	$35.2M	2.17	23.0%
2023Q3	—	$36.9M	2.28	—
2023Q2	—	$31.6M	1.94	—
2023Q1	—	$33.7M	2.07	—

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Reg FD disclosure, Exhibits
SEC5/22/2026material
10-Q filing
SEC5/11/2026
8-K — Executive/director change, Shareholder vote results, Exhibits
SEC4/28/2026material
8-K — Reg FD disclosure, Exhibits
SEC4/27/2026material
8-K — Results of operations, Reg FD disclosure, Other events, Exhibits
SEC4/24/2026material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.