Is Park National (PRK) overvalued or fairly valued?

MarketChacha shows Park National's valuation in context — a trailing P/E of about 16.9, a forward P/E of about 14.7, a price-to-book of about 2.0 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Park National's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.15×) from reported figures — education, not a rating.

What is Park National's revenue?

Park National reported revenue of $664.4M for FY2025, with net profit of $180.1M, per official filings.

What is the share price of Park National (PRK)?

Park National last traded at $194.73 (-0.5% on the day), as of 9/4/2026 — a delayed quote shown for education, not investment advice.

Park National

PRK · NYSE · Financials · United States

Snapshot

TickerPRK

ExchangeNYSE

SectorFinancials

IndustryBanks - Regional

CountryUnited States

Employees1,589

HeadquartersNewark, United States

Websiteinvestor.parknationalcorp.com

Filings tracked20

About Park National

Park National Corporation operates as the bank holding company for Park National Bank that provides commercial banking and trust services in small and medium population areas in the United States. The company offers deposits for demand, savings, and time accounts; trust and wealth management services; cash management services; safe deposit operations; electronic funds transfers; Internet and mobile banking solutions with bill pay service; credit cards; and various additional banking-related services. It also provides commercial loans, including financing for industrial and commercial properties, financing for equipment, inventory and accounts receivable, acquisition financing, and commercial leasing, as well as for consumer finance companies; commercial real estate loans comprising mortgage loans to developers and owners of commercial real estate; originates financing leases primarily for the purchase of commercial vehicles, operating/manufacturing equipment, and municipal vehicles/equipment; consumer loans, such as automobile, recreational vehicle, and watercraft loans; consumer finance services; home equity lines of credit; and residential real estate and construction loans, as well as installment loans and commercial loans. In addition, the company offers aircraft financing services; and ParkDirect, a personal banking application. Park National Corporation was founded in 1908 and is headquartered in Newark, Ohio.

Who owns it

Insiders2.2%
Institutions54.5%
Public & other43.3%

364 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.14.33%
Park National Corp /oh/6.24%
Vanguard Portfolio Management LLC5.56%
State Street Corporation4.84%
Vanguard Capital Management LLC4.05%
Dimensional Fund Advisors LP2.90%
Geode Capital Management, LLC2.36%
Charles Schwab Investment Management, Inc.1.05%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Cash conversion1.15×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend22.5% → 27.1%

Margin has expanded by about 4.6 points — the business is getting more profitable.

Growth qualityrev 9% · PAT 19%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $177.3M · EPS 3.33

Est. earnings growth +13.8%

Next fiscal year

Rev $709.4M · EPS 13.23

Est. earnings growth +1.9%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$664.4M

Net margin

27.1%

ROE

13.3%

Revenue CAGR (2y)

+8.5%

Profit CAGR (2y)

+19.2%

EPS (FY2025)

11.11

Net profit (FY2025)

$180.1M

Ask MarketChacha about PRK

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$664.4M	$180.1M	11.11	27.1%	13.3%
FY2024	$645.6M	$151.4M	9.32	23.5%	12.2%
FY2023	$564.3M	$126.7M	7.80	22.5%	11.1%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	$211.9M	$58.8M	3.23	27.7%
2026Q1	$188.5M	$41.7M	2.39	22.1%
2025Q3	$169.5M	$47.2M	2.92	27.8%
2025Q2	$168.7M	$48.1M	2.97	28.5%
2025Q1	$157.9M	$42.2M	2.60	26.7%
2024Q3	$170.3M	$38.2M	2.35	22.4%
2024Q2	$157.7M	$39.4M	2.42	25.0%
2024Q1	$152.8M	$35.2M	2.17	23.0%
2023Q3	—	$36.9M	2.28	—
2023Q2	—	$31.6M	1.94	—
2023Q1	—	$33.7M	2.07	—

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

10-Q filing
SEC8/7/2026
8-K — Reg FD disclosure, Exhibits
SEC8/7/2026material
8-K — Results of operations, Reg FD disclosure, Other events, Exhibits
SEC7/27/2026material
8-K — Reg FD disclosure, Exhibits
SEC5/22/2026material
10-Q filing
SEC5/11/2026
8-K — Executive/director change, Shareholder vote results, Exhibits
SEC4/28/2026material
8-K — Reg FD disclosure, Exhibits
SEC4/27/2026material
8-K — Results of operations, Reg FD disclosure, Other events, Exhibits
SEC4/24/2026material
10-K filing
SEC2/23/2026
8-K — Reg FD disclosure, Exhibits
SEC2/9/2026material
8-K — Completion of acquisition/disposition, Executive/director change, Other events, Exhibits
SEC2/2/2026material
8-K — Results of operations, Reg FD disclosure, Other events, Exhibits
SEC1/26/2026material
8-K — Executive/director change
SEC1/5/2026material

2025

8-K — Reg FD disclosure, Exhibits
SEC11/10/2025material
10-Q filing
SEC11/3/2025
8-K — Material agreement, Results of operations, Reg FD disclosure, Other events, Exhibits
SEC10/27/2025material
8-K — Reg FD disclosure, Exhibits
SEC8/4/2025material
10-Q filing
SEC8/4/2025
8-K — Executive/director change, Exhibits
SEC7/29/2025material
8-K — Results of operations, Reg FD disclosure, Other events, Exhibits
SEC7/28/2025material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.