Is RBL Bank (RBLBANK) overvalued or fairly valued?

MarketChacha shows RBL Bank's valuation in context — a forward P/E of about 19.9, a price-to-book of about 1.4 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is RBL Bank's revenue?

RBL Bank reported revenue of ₹10,481 Cr for FY2026, with net profit of ₹822 Cr, per official filings.

What is the share price of RBL Bank (RBLBANK)?

RBL Bank last traded at ₹365.25 (-0.8% on the day), as of 7/21/2026 — a delayed quote shown for education, not investment advice.

RBL Bank

RBLBANK · NSE · Banking · India

₹365.25-0.8%

Delayed · as reported by Yahoo Finance · as of Jul 21, 2026, 5:39 AM

Snapshot

TickerRBLBANK

ExchangeNSE

SectorBanking

IndustryBanks - Regional

CountryIndia

Employees26,595

HeadquartersMumbai, India

Market cap₹57,057 Cr

P/B1.4

Volume19.35L

Websitewww.rbl.bank.in

Filings tracked0

About RBL Bank

RBL Bank Limited operates as a scheduled commercial bank in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers savings, salary, current, special institutions, and seafarer accounts; safe deposit lockers; fixed, recurring, and smart deposits; and portfolio investment schemes. It also provides housing, personal, business, pre-owned car, two-wheeler, education, business, crop, agri investment, agri allied, and micro-enterprise loans, as well as overdrafts, rural vehicle finance, loans against gold ornaments, loans against property, working capital finance, and unsecured and secured small business loans; life, general, and health insurance products; investments services, such as e-ASBA and national pension system; and Demat accounts. In addition, the company offers online tax and bill payment, missed call recharge and facility, payment gateway, and merchant acquiring services; online, mobile, and digital banking; debit, credit, commercial, and prepaid cards; outward remittances; wire transfer and foreign currency cheques; and developmental banking and financial inclusion services, including loan syndications. Further, it provides corporate finance; investment banking services, comprising mergers and acquisitions advisory and private equity capital advisory; project and infrastructure finance, structured finance, and real estate financing; cash management, trade and remittance, and supply chain finance services; and financial markets and treasury products, including capital markets, and forex and bullion. Additionally, the company offers agribusiness, NRI, and preferred banking services. It operates a network of bank branches, business correspondent branches, and ATMs. The company was formerly known as The Ratnakar Bank Limited and changed its name to RBL Bank Limited in August 2014. RBL Bank Limited was incorporated in 1943 and is based in Mumbai, India.

Profile as reported by Yahoo Finance.

Who owns it

Promoters2.7%
Institutions52.8%
Public & other44.5%

74 institutional holders

As reported by Yahoo Finance. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

Margin has compressed by about 4.9 points over the period — profitability is trending down.

Net margin trend12.7% → 7.8%

Margin has compressed by about 4.9 points over the period — profitability is trending down.

Growth qualityrev 15% · PAT -2%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹3,390 Cr

Next fiscal year

Rev ₹15,459 Cr · EPS 19.94

Est. earnings growth +35.5%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

₹243.2552-wk range₹382.35

Delayed · as reported by Yahoo Finance

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Market cap

₹57,057 Cr

Day change

-0.8%

Fwd P/E

19.9

P/B

1.4

Div yield

0.33%

Beta

0.64

Revenue (FY2026)

₹10,481 Cr

Net margin

7.8%

Revenue CAGR (3y)

+14.7%

Profit CAGR (3y)

-2.3%

Net profit (FY2026)

₹822 Cr

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

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Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹10,481 Cr	₹822 Cr	7.8%
FY2025	₹10,269 Cr	₹695 Cr	6.8%
FY2024	₹9,086 Cr	₹1,168 Cr	12.9%
FY2023	₹6,941 Cr	₹883 Cr	12.7%

Quarterly

Period	Revenue	Net profit	Net margin
2026Q2	₹2,614 Cr	₹254 Cr	9.7%
2026Q1	₹2,740 Cr	₹230 Cr	8.4%
2025Q4	₹2,708 Cr	₹214 Cr	7.9%
2025Q3	₹2,483 Cr	₹179 Cr	7.2%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.