Is Radian Group (RDN) overvalued or fairly valued?

MarketChacha shows Radian Group's valuation in context — a trailing P/E of about 9.4, a forward P/E of about 7.0, a price-to-book of about 1.0 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Radian Group's revenue?

Radian Group reported revenue of $1.2B for FY2025, with net profit of $582.6M, per official filings.

What is the share price of Radian Group (RDN)?

Radian Group last traded at $36.67 (-0.4% on the day), as of 9/4/2026 — a delayed quote shown for education, not investment advice.

Radian Group

RDN · NYSE · Financials · United States

Snapshot

TickerRDN

ExchangeNYSE

SectorFinancials

IndustryInsurance - Specialty

CountryUnited States

Employees900

HeadquartersWayne, United States

Websitewww.radian.com

Filings tracked25

About Radian Group

Radian Group Inc., together with its subsidiaries, provides mortgage insurance in the United States. It aggregates, manages, and distributes mortgage credit risk for the benefit of mortgage lending institutions and mortgage credit investors through private mortgage insurance on residential first-lien mortgage loans. The company also offers private mortgage insurance, specialty insurance, and reinsurance lines. It serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The company was formerly known as CMAC Investment Corp. and changed its name to Radian Group Inc. in June 1999. Radian Group Inc. was founded in 1977 and is headquartered in Wayne, Pennsylvania.

Who owns it

Insiders1.7%
Institutions97.7%
Public & other0.6%

537 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.14.61%
Vanguard Portfolio Management LLC6.99%
LSV Asset Management4.83%
Dimensional Fund Advisors LP4.59%
Vanguard Capital Management LLC4.53%
State Street Corporation4.52%
American Century Companies Inc3.87%
Donald Smith & Co., Inc.3.27%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

Over 3 years only -0.01× of reported profit became operating cash — the classic sign that headline earnings may be running ahead of the cash actually generated. Often explained by working capital funding growth; worth a closer look.

Cash conversion-0.01×

Net margin trend51.2% → 48.7%

Margin has compressed by about 2.6 points over the period — profitability is trending down.

Growth qualityrev 1% · PAT -2%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $630.1M · EPS 1.28

Est. earnings growth +12.8%

Next fiscal year

Rev $2.5B · EPS 5.25

Est. earnings growth +6.8%

Analyst consensus estimates — not the company's own guidance.

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$1.2B

Net margin

48.7%

ROE

12.2%

Revenue CAGR (2y)

+0.8%

Profit CAGR (2y)

-1.7%

EPS (FY2025)

4.14

Net profit (FY2025)

$582.6M

Ask MarketChacha about RDN

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$1.2B	$582.6M	4.14	48.7%	12.2%
FY2024	$1.2B	$604.4M	3.92	50.1%	13.1%
FY2023	$1.2B	$603.1M	3.77	51.2%	13.7%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	$575.0M	$115.9M	0.85	20.2%
2026Q1	$466.3M	$124.1M	0.89	26.6%
2025Q4	$300.5M	$154.8M	1.12	51.5%
2025Q3	$303.2M	$141.4M	1.03	46.7%
2025Q2	$298.6M	$141.8M	1.02	47.5%
2025Q1	$294.8M	$144.6M	0.98	49.0%
2024Q4	$292.7M	$148.3M	0.98	50.7%
2024Q3	$313.4M	$151.9M	0.99	48.5%
2024Q2	$298.6M	$151.9M	0.98	50.9%
2024Q1	$301.7M	$152.4M	0.98	50.5%
2023Q3	$312.5M	$156.6M	0.98	50.1%
2023Q2	$289.6M	$146.1M	0.91	50.4%
2023Q1	$309.9M	$157.8M	0.98	50.9%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

10-Q filing
SEC8/7/2026
8-K — Results of operations, Exhibits
SEC8/6/2026material
8-K — Executive/director change, Shareholder vote results
SEC5/27/2026material
8-K — Executive/director change, Exhibits
SEC5/21/2026material
10-Q filing
SEC5/8/2026
8-K — Results of operations, Exhibits
SEC5/7/2026material
8-K — Executive/director change
SEC4/21/2026material
8-K/A — Exhibits
SEC4/17/2026
8-K/A — Executive/director change
SEC4/3/2026
8-K — Material agreement, Exhibits
SEC3/26/2026material
8-K — Reg FD disclosure
SEC3/23/2026material
10-K filing
SEC2/20/2026
8-K — Results of operations, Exhibits
SEC2/19/2026material
8-K — Executive/director change
SEC2/12/2026material
8-K — Executive/director change, Reg FD disclosure, Exhibits
SEC2/9/2026material
8-K — Completion of acquisition/disposition, Reg FD disclosure, Other events, Exhibits
SEC2/3/2026material
8-K — Executive/director change
SEC1/22/2026material

2025

8-K — Other events
SEC12/29/2025material
8-K — Material agreement, Material financial obligation, Exhibits
SEC11/7/2025material
10-Q filing
SEC11/6/2025
8-K — Results of operations, Exhibits
SEC11/5/2025material
8-K — Material agreement, Bylaw/charter change, Reg FD disclosure, Other events, Exhibits
SEC9/18/2025material
8-K — Material agreement, Material financial obligation, Exhibits
SEC9/3/2025material
10-Q filing
SEC8/1/2025
8-K — Results of operations, Exhibits
SEC7/31/2025material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.