Is Radian Group (RDN) overvalued or fairly valued?

MarketChacha shows Radian Group's valuation in context — a trailing P/E of about 9.4, a forward P/E of about 7.0, a price-to-book of about 1.1 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Radian Group's revenue?

Radian Group reported revenue of $1.2B for FY2025, with net profit of $582.6M, per official filings.

What is the share price of Radian Group (RDN)?

Radian Group last traded at $38.28 (-0.5% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

Radian Group

RDN · NYSE · Financials · United States

$38.28-0.5%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 7:35 PM

Snapshot

TickerRDN

ExchangeNYSE

SectorFinancials

IndustryInsurance - Specialty

CountryUnited States

Employees900

HeadquartersWayne, United States

Market cap$5.1B

P/E (TTM)9.4

P/B1.1

Volume426.12K

Websitewww.radian.com

Filings tracked9

About Radian Group

Radian Group Inc., together with its subsidiaries, provides mortgage insurance in the United States. It aggregates, manages, and distributes mortgage credit risk for the benefit of mortgage lending institutions and mortgage credit investors through private mortgage insurance on residential first-lien mortgage loans. The company also offers private mortgage insurance, specialty insurance, and reinsurance lines. It serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The company was formerly known as CMAC Investment Corp. and changed its name to Radian Group Inc. in June 1999. Radian Group Inc. was founded in 1977 and is headquartered in Wayne, Pennsylvania.

Profile as reported by Yahoo Finance.

Who owns it

Insiders1.5%
Institutions96.8%
Public & other1.7%

525 institutional holders

As reported by Yahoo Finance.

Top holders

Blackrock Inc.14.25%
Vanguard Portfolio Management LLC7.03%
LSV Asset Management4.62%
Vanguard Capital Management LLC4.57%
Dimensional Fund Advisors LP4.47%
State Street Corporation4.33%
Donald Smith & Co., Inc.3.46%
American Century Companies Inc3.45%

Largest institutional holders, as reported by Yahoo Finance (as of 3/31/2026).

Forensic scorecard

Over 3 years only -0.01× of reported profit became operating cash — the classic sign that headline earnings may be running ahead of the cash actually generated. Often explained by working capital funding growth; worth a closer look.

Cash conversion-0.01×

Net margin trend51.2% → 48.7%

Margin has compressed by about 2.6 points over the period — profitability is trending down.

Growth qualityrev 1% · PAT -2%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $501.4M · EPS 1.34

Est. earnings growth +25.4%

Next fiscal year

Rev $2.1B · EPS 5.49

Est. earnings growth +3.7%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

$31.5052-wk range$41.05

Delayed · as reported by Yahoo Finance

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Market cap

$5.1B

Day change

-0.5%

P/E (TTM)

9.4

Fwd P/E

7.0

P/B

1.1

Div yield

2.65%

Beta

0.72

Revenue (FY2025)

$1.2B

Net margin

48.7%

ROE

12.2%

Revenue CAGR (2y)

+0.8%

Profit CAGR (2y)

-1.7%

EPS (FY2025)

4.14

Net profit (FY2025)

$582.6M

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

Ask MarketChacha about RDN

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Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$1.2B	$582.6M	4.14	48.7%	12.2%
FY2024	$1.2B	$604.4M	3.92	50.1%	13.1%
FY2023	$1.2B	$603.1M	3.77	51.2%	13.7%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q1	$466.3M	$124.1M	0.89	26.6%
2025Q4	$300.5M	$154.8M	1.12	51.5%
2025Q3	$303.2M	$141.4M	1.03	46.7%
2025Q2	$298.6M	$141.8M	1.02	47.5%
2025Q1	$294.8M	$144.6M	0.98	49.0%
2024Q4	$292.7M	$148.3M	0.98	50.7%
2024Q3	$313.4M	$151.9M	0.99	48.5%
2024Q2	$298.6M	$151.9M	0.98	50.9%
2024Q1	$301.7M	$152.4M	0.98	50.5%
2023Q3	$312.5M	$156.6M	0.98	50.1%
2023Q2	$289.6M	$146.1M	0.91	50.4%
2023Q1	$309.9M	$157.8M	0.98	50.9%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Executive/director change, Shareholder vote results
SEC5/27/2026material
8-K — Executive/director change, Exhibits
SEC5/21/2026material
10-Q filing
SEC5/8/2026
8-K — Results of operations, Exhibits
SEC5/7/2026material
8-K — Executive/director change
SEC4/21/2026material
8-K/A — Exhibits
SEC4/17/2026
8-K/A — Executive/director change
SEC4/3/2026
8-K — Material agreement, Exhibits
SEC3/26/2026material
8-K — Reg FD disclosure
SEC3/23/2026material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.