Is Regions Financial Corporation (RF) overvalued or fairly valued?

MarketChacha shows Regions Financial Corporation's valuation in context — a trailing P/E of about 11.3, a forward P/E of about 9.8, a price-to-book of about 1.4 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Regions Financial Corporation's reported profit turn into cash?

Over 3 years, about 99% of reported profit turned into operating cash — most of it, but worth reading alongside the cash-flow statement. MarketChacha computes this cash-conversion check (0.99×) from reported figures — education, not a rating.

What is the share price of Regions Financial Corporation (RF)?

Regions Financial Corporation last traded at $27.85 (+2.4% on the day), as of 10/20/2026 — a delayed quote shown for education, not investment advice.

Regions Financial Corporation

RF · NYSE · Financials · United States

Snapshot

TickerRF

ExchangeNYSE

SectorFinancials

IndustryBanks - Regional

CountryUnited States

Employees19,968

HeadquartersBirmingham, United States

Websitewww.regions.com

Filings tracked19

About Regions Financial Corporation

Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; capital markets activities, such as securities underwriting and placement; and loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services to corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as the corresponding deposit relationships. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning to individuals, businesses, governmental institutions, and non-profit entities. It also provides investment and insurance products; home improvement lending, investment advisory services, equipment financing for commercial clients, small business customers, low-income housing tax credit corporate fund syndication services, financing to CRA-qualified customers, and broker-dealer services to commercial clients, as well as other specialty financing services. The company was founded in 1971 and is headquartered in Birmingham, Alabama.

Who owns it

Insiders0.3%
Institutions87.4%
Public & other12.4%

1,463 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.9.55%
Vanguard Capital Management LLC6.54%
State Street Corporation5.95%
Vanguard Portfolio Management LLC4.68%
Charles Schwab Investment Management, Inc.3.26%
Geode Capital Management, LLC2.83%
Wellington Management Group, LLP2.46%
First Trust Advisors LP2.18%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

Over 3 years, about 99% of reported profit turned into operating cash — most of it, but worth reading alongside the cash-flow statement.

Cash conversion0.99×

Over 3 years, about 99% of reported profit turned into operating cash — most of it, but worth reading alongside the cash-flow statement.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $2.0B · EPS 0.67

Est. earnings growth +7.3%

Next fiscal year

Rev $8.2B · EPS 2.85

Est. earnings growth +5.1%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

ROE

11.3%

Profit CAGR (2y)

+2.0%

EPS (FY2025)

2.30

Net profit (FY2025)

$2.2B

Ask MarketChacha about RF

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Net profit	EPS	ROE
FY2025	$2.2B	2.30	11.3%
FY2024	$1.9B	1.93	10.6%
FY2023	$2.1B	2.11	11.9%

Quarterly

Period	Net profit	EPS
2026Q2	$570.0M	0.64
2026Q1	$559.0M	0.62
2025Q3	$569.0M	0.61
2025Q2	$563.0M	0.59
2025Q1	$490.0M	0.51
2024Q3	$490.0M	0.49
2024Q2	$501.0M	0.52
2024Q1	$368.0M	0.37
2023Q3	$490.0M	0.49
2023Q2	$581.0M	0.59
2023Q1	$612.0M	0.62

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Executive/director change, Reg FD disclosure, Exhibits
SEC8/11/2026material
8-K — Reg FD disclosure, Exhibits
SEC8/7/2026material
10-Q filing
SEC8/6/2026
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC7/17/2026material
8-K — Bylaw/charter change, Shareholder vote results, Exhibits
SEC5/11/2026material
8-K — Reg FD disclosure, Exhibits
SEC5/11/2026material
10-Q filing
SEC5/7/2026
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC4/17/2026material
10-K filing
SEC2/24/2026
8-K — Reg FD disclosure, Exhibits
SEC2/9/2026material
8-K/A — Executive/director change, Exhibits
SEC2/9/2026
8-K — Bylaw/charter change, Exhibits
SEC2/4/2026material
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC1/16/2026material
8-K — Executive/director change, Reg FD disclosure, Exhibits
SEC1/12/2026material

2025

8-K — Reg FD disclosure, Exhibits
SEC11/5/2025material
10-Q filing
SEC11/4/2025
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC10/17/2025material
8-K — Reg FD disclosure, Exhibits
SEC8/19/2025material
10-Q filing
SEC8/5/2025

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.