Is Renasant (RNST) overvalued or fairly valued?

MarketChacha shows Renasant's valuation in context — a trailing P/E of about 16.0, a forward P/E of about 10.2, a price-to-book of about 0.9 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Renasant's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.01×) from reported figures — education, not a rating.

What is the share price of Renasant (RNST)?

Renasant last traded at $40.23 (+1.4% on the day), as of 10/20/2026 — a delayed quote shown for education, not investment advice.

Renasant

RNST · NYSE · Financials · United States

Snapshot

TickerRNST

ExchangeNYSE

SectorFinancials

IndustryBanks - Regional

CountryUnited States

Employees3,000

HeadquartersTupelo, United States

Websiteinvestors.renasant.com

Filings tracked23

About Renasant

Renasant Corporation operates as a bank holding company for Renasant Bank that provides a range of financial, wealth management, and fiduciary services to retail and commercial customers. The company operates in two segments, Community Banks and Wealth Management. The Community Banks segment offers checking and savings accounts, business and personal loans, asset-based lending, and factoring equipment leasing services, as well as safe deposit and night depository facilities. It also provides commercial, financial, and agricultural loans; equipment financing and leasing; real estate1-4 family mortgage; real estatecommercial mortgage; real estateconstruction loans for the construction of single family residential properties, multi-family properties, and commercial projects; installment loans to individuals; and interim construction loans, as well as automated teller machine (ATM), online and mobile banking, call center, and treasury management services. The Wealth Management segment offers a range of wealth management and fiduciary services, including administration and management of trust accounts, such as personal and corporate benefit accounts, and custodial accounts, as well as accounting and money management for trust accounts. It also provides annuities, mutual funds, and other investment services through a third-party broker-dealer; administrative and compliance services; and qualified retirement plans, IRAs, employee benefit plans, personal trusts, and estates, as well as administrative and compliance services for certain mutual funds. The company was founded in 1904 and is based in Tupelo, Mississippi.

Who owns it

Insiders1.9%
Institutions92.6%
Public & other5.6%

396 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.14.57%
Vanguard Portfolio Management LLC6.32%
Wellington Management Group, LLP6.32%
Dimensional Fund Advisors LP5.92%
State Street Corporation5.62%
Vanguard Capital Management LLC4.54%
Invesco Ltd.3.16%
Victory Capital Management Inc.2.97%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

Latest ROE of 4.7% is on the low side — the business earns a modest return on shareholder capital.

Cash conversion1.01×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Return on equity4.7%

Latest ROE of 4.7% is on the low side — the business earns a modest return on shareholder capital.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $285.2M · EPS 0.96

Est. earnings growth +5.7%

Next fiscal year

Rev $1.2B · EPS 3.93

Est. earnings growth +3.9%

Analyst consensus estimates — not the company's own guidance.

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

ROE

4.7%

Profit CAGR (2y)

+11.9%

EPS (FY2025)

2.07

Net profit (FY2025)

$181.3M

Ask MarketChacha about RNST

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Net profit	EPS	ROE
FY2025	$181.3M	2.07	4.7%
FY2024	$195.5M	3.27	7.3%
FY2023	$144.7M	2.56	6.3%

Quarterly

Period	Net profit	EPS
2026Q2	$87.1M	0.94
2026Q1	$88.2M	0.94
2025Q3	$59.8M	0.63
2025Q2	$1.0M	0.01
2025Q1	$41.5M	0.65
2024Q3	$72.5M	1.18
2024Q2	$38.8M	0.69
2024Q1	$39.4M	0.70
2023Q3	$41.8M	0.74
2023Q2	$28.6M	0.51
2023Q1	$46.1M	0.82

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Executive/director change, Reg FD disclosure, Exhibits
SEC8/25/2026material
8-K — Reg FD disclosure, Exhibits
SEC8/6/2026material
10-Q filing
SEC8/5/2026
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC7/28/2026material
10-K/A filing
SEC7/1/2026
8-K — Reg FD disclosure, Exhibits
SEC5/15/2026material
10-Q filing
SEC5/7/2026
8-K — Material agreement, Material financial obligation, Reg FD disclosure, Exhibits
SEC5/7/2026material
8-K — Bylaw/charter change, Shareholder vote results, Exhibits
SEC5/1/2026material
8-K — Reg FD disclosure, Exhibits
SEC4/30/2026material
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC4/28/2026material
8-K — Executive/director change, Exhibits
SEC3/16/2026material
10-K filing
SEC3/2/2026
8-K — Reg FD disclosure, Exhibits
SEC2/3/2026material
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC1/27/2026material

2025

8-K — Executive/director change, Exhibits
SEC11/14/2025material
10-Q filing
SEC11/7/2025
8-K — Reg FD disclosure, Exhibits
SEC11/5/2025material
8-K — Auditor change, Exhibits
SEC11/3/2025material
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC10/28/2025material
8-K — Reg FD disclosure, Exhibits
SEC9/11/2025material
8-K — Reg FD disclosure, Exhibits
SEC9/2/2025material
10-Q filing
SEC8/6/2025

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.