Is SBFC Finance (SBFC) overvalued or fairly valued?

MarketChacha shows SBFC Finance's valuation in context — a forward P/E of about 15.1, a price-to-book of about 2.7 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is SBFC Finance's revenue?

SBFC Finance reported revenue of ₹1,141 Cr for FY2026, with net profit of ₹451 Cr, per official filings.

What is the share price of SBFC Finance (SBFC)?

SBFC Finance last traded at ₹92.34 (-1.2% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

SBFC Finance

SBFC · NSE · NBFC · India

₹92.34-1.2%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 10:00 AM

Snapshot

TickerSBFC

ExchangeNSE

SectorNBFC

IndustryCredit Services

CountryIndia

Employees5,055

HeadquartersMumbai, India

Market cap₹10,218 Cr

P/B2.7

Volume5L

Websitewww.sbfc.com

Filings tracked0

About SBFC Finance

SBFC Finance Limited, a non-banking financial company, engages in the financing business in India. It offers loans to business owners and personal loans. The company was incorporated in 2008 and is headquartered in Mumbai, India. SBFC Finance Limited operates as a subsidiary of SBFC Holdings Pte. Ltd.

Profile as reported by Yahoo Finance.

Who owns it

Promoters61.7%
Institutions24.5%
Public & other13.9%

41 institutional holders

As reported by Yahoo Finance. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend35.4% → 39.5%

Margin has expanded by about 4.1 points — the business is getting more profitable.

Growth qualityrev 31% · PAT 44%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next fiscal year

Rev ₹1,662 Cr · EPS 6.10

Est. earnings growth +22.0%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

₹79.6052-wk range₹123.00

Delayed · as reported by Yahoo Finance

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Market cap

₹10,218 Cr

Day change

-1.2%

Fwd P/E

15.1

P/B

2.7

Beta

0.60

Revenue (FY2026)

₹1,141 Cr

Net margin

39.5%

Revenue CAGR (2y)

+30.6%

Profit CAGR (3y)

+44.4%

Net profit (FY2026)

₹451 Cr

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

Ask MarketChacha about SBFC

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Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹1,141 Cr	₹451 Cr	39.5%
FY2025	₹888 Cr	₹345 Cr	38.9%
FY2024	₹669 Cr	₹237 Cr	35.4%
FY2023	—	₹150 Cr	—

Quarterly

Period	Revenue	Net profit	Net margin
2025Q4	—	₹118 Cr	—
2025Q3	—	₹109 Cr	—
2025Q2	—	₹101 Cr	—
2025Q1	₹243 Cr	₹94 Cr	38.7%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.