Is SBFC Finance (SBFC) overvalued or fairly valued?

MarketChacha shows SBFC Finance's valuation in context — a forward P/E of about 13.6, a price-to-book of about 2.5 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is SBFC Finance's revenue?

SBFC Finance reported revenue of ₹1,679 Cr for FY2026, with net profit of ₹451 Cr, per official filings.

What is the share price of SBFC Finance (SBFC)?

SBFC Finance last traded at ₹83.37 (-2.1% on the day), as of 10/19/2026 — a delayed quote shown for education, not investment advice.

SBFC Finance

SBFC · NSE · NBFC · India

Snapshot

TickerSBFC

ExchangeNSE

SectorNBFC

IndustryCredit Services

CountryIndia

Employees5,055

HeadquartersMumbai, India

Websitewww.sbfc.com

Filings tracked10

About SBFC Finance

SBFC Finance Limited, a non-banking financial company, engages in fund-based financing activity in India. The company offers secured loans for micro, small, and medium enterprises (MSME); loans against gold; unsecured personal loans and unsecured business loans; and loan management services. It also operates as a corporate agent of insurance products. It serves entrepreneurs, small business owners, self-employed individuals, salaried and working-class individuals, and other individual customers. SBFC Finance Limited was incorporated in 2008 and is headquartered in Mumbai, India. SBFC Finance Limited operates as a subsidiary of SBFC Holdings Pte. Ltd.

Who owns it

Promoters61.3%
Institutions24.7%
Public & other14.0%

35 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend35.4% → 39.5%

Margin has expanded by about 4.1 points — the business is getting more profitable.

Growth qualityrev 19% · PAT 32%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next fiscal year

Rev ₹1,685 Cr · EPS 6.15

Est. earnings growth +23.4%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 6

Revenue (FY2026)

₹1,141 Cr

Net margin

39.5%

Revenue CAGR (2y)

+30.6%

Profit CAGR (3y)

+44.4%

Net profit (FY2026)

₹451 Cr

Ask MarketChacha about SBFC

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹1,141 Cr	₹451 Cr	39.5%
FY2025	₹888 Cr	₹345 Cr	38.9%
FY2024	₹669 Cr	₹237 Cr	35.4%
FY2023	—	₹150 Cr	—

Quarterly

Period	Revenue	Net profit	EPS	Net margin
Q1 FY27	₹339 Cr	₹130 Cr	—	38.4%
Q4 FY26	₹454 Cr	₹123 Cr	1.12	27.0%
Q3 FY26	—	₹118 Cr	—	—
Q2 FY26	—	₹109 Cr	—	—
Q1 FY26	—	₹101 Cr	—	—
Q4 FY25	₹243 Cr	₹94 Cr	—	38.7%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Credit Rating
intimation w.r.t. Credit rating
BSE9/23/2026material
Credit Rating
Intimation w.r.t. Credit Rating
BSE9/23/2026material
Allotment
Allotment of Non-Convertible Securities on 18th September, 2026
BSE9/18/2026
Intimation On ESG Rating
Intimation on ESG Rating
BSE9/16/2026
Credit Rating
Revalidation of credit rating
BSE9/8/2026material
Intimation On ESG Rating
Intimation on ESG Rating
BSE8/17/2026
Allotment of ESOP / ESPS
Intimation for allotment of ESOP
BSE7/31/2026
Investor Presentation
Investor Presentation for quarter ended 30th June, 2026
BSE7/25/2026
Results - Financial Results For Quarter Ended 30Th June, 2026
Financial results for quarter ended 30th June, 2026
BSE7/25/2026
Board Meeting Outcome for Outcome Of The Board Meeting
Outcome of the Board Meeting for the quarter ended 30th June, 2026
BSE7/25/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.