Is SBI Life Insurance (SBILIFE) overvalued or fairly valued?

MarketChacha shows SBI Life Insurance's valuation in context — a forward P/E of about 50.8, a price-to-book of about 8.8 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is SBI Life Insurance's revenue?

SBI Life Insurance reported revenue of ₹1,12,966 Cr for FY2026, with net profit of ₹2,470 Cr, per official filings.

What is the share price of SBI Life Insurance (SBILIFE)?

SBI Life Insurance last traded at ₹1,775.00 (+3.5% on the day), as of 9/4/2026 — a delayed quote shown for education, not investment advice.

SBI Life Insurance

SBILIFE · NSE · Insurance · India

Snapshot

TickerSBILIFE

ExchangeNSE

SectorInsurance

IndustryInsurance - Life

CountryIndia

Employees27,653

HeadquartersMumbai, India

Websitewww.sbilife.co.in

Filings tracked11

About SBI Life Insurance

SBI Life Insurance Company Limited operates as a life insurance company in India. The company's life insurance business comprises individual and group life insurance products, including participating, non-participating, pension, group gratuity, group leave encashment, group superannuation, group annuity, unit-linked and variable insurance products, health, and micro insurance. It also provides accident and disability benefits, level terms, and critical illness insurance products. In addition, the company offers online life insurance, money back income, terms, protection, savings, child plan, wealth, and retirement plans; and corporate solutions, group loan protection, and group micro insurance plans. It provides its products through a multi-channel distribution network comprising individual agents, brokers, corporate agents, bancassurance partners, and certified insurance facilitators, as well as through various partner branches. The company was incorporated in 2000 and is based in Mumbai, India. SBI Life Insurance Company Limited is a subsidiary of State Bank of India.

Who owns it

Promoters58.8%
Institutions31.1%
Public & other10.1%

242 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend2.1% → 2.2%

Margin has held broadly steady over the period — stable profitability.

Growth qualityrev 11% · PAT 13%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

EPS 4.46

Est. earnings growth -22.4%

Next fiscal year

Rev ₹1,69,308 Cr · EPS 34.94

Est. earnings growth +17.7%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 5

Revenue (FY2026)

₹1,12,966 Cr

Net margin

2.2%

Revenue CAGR (3y)

+11.5%

Profit CAGR (3y)

+12.8%

Net profit (FY2026)

₹2,470 Cr

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On MarketChacha

Posts about SBILIFE

Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹1,12,966 Cr	₹2,470 Cr	2.2%
FY2025	₹1,17,119 Cr	₹2,413 Cr	2.1%
FY2024	₹1,32,631 Cr	₹1,894 Cr	1.4%
FY2023	₹81,598 Cr	₹1,721 Cr	2.1%

Quarterly

Period	Revenue	Net profit	Net margin
Q1 FY27	₹46,091 Cr	₹725 Cr	1.6%
Q4 FY26	—	₹805 Cr	—
Q3 FY26	—	₹577 Cr	—
Q2 FY26	—	₹495 Cr	—
Q1 FY26	—	₹594 Cr	—

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Change in Directorate
Pursuant to regulation 30 of SEBI (LODR) Regulations 2015, we wish to inform you that Mr. Narayan K Seshadri (DIN: 00053563) ceases to be an Independent Director of the Company upon completion ....
BSE8/19/2026
Allotment of ESOP / ESPS
The Board Stakeholders'' Relationship and Sustainability Committee vide its circular resolution dated August 18, 2026 has allotted equity shares towards exercise of vested options. This ....
BSE8/18/2026
Shareholder Meeting / Postal Ballot-Scrutinizer''s Report
Please find attached voting result and scrutinizer''s report of 26th AGM held on August 14, 2026.
BSE8/14/2026material
Shareholder Meeting / Postal Ballot-Outcome of AGM
Please find attached proceedings of 26th AGM held on August 14, 2026.
BSE8/14/2026material
Audio Recording - Earnings Calls For Q1 Of FY 2026-27
Please note that the Audio Recording of earnings conference calls with Analysts and Institutional Investors has been hosted on Company''s website.
BSE7/24/2026
Press Release / Media Release
Please find Press Release and Investor Presentation being issued in connection with performance of the Company for the quarter ended June 30, 2026.
BSE7/24/2026
Financial Results For The Quarter Ended June 30, 2026
Financial results for the quarter ended June 30, 2026
BSE7/24/2026
Board Meeting Outcome for Outcome Of Board Meeting Of SBI Life Insurance Company Limited Held On July 24, 2026
Please find attached outcome of Board meeting of SBI Life Insurance Company Limited held on July 24, 2026
BSE7/24/2026
Business Responsibility and Sustainability Reporting (BRSR)
Pursuant to Regulation 34(2)(f) of SEBI LODR Regulations 2015, please find enclosed Business Responsibility and Sustainability Report of the Company along with the reasonable assurance ....
BSE7/23/2026
Reg. 34 (1) Annual Report.
Pursuant to SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, please find enclosed herewith Annual Report for FY 2025-26.
BSE7/23/2026
Notice Of The 26Th Annual General Meeting
Pursuant to SEBI LODR Regulations 2015, please find enclosed notice of the 26th Annual General Meeting of SBI Life Insurance Company Limited.
BSE7/23/2026material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.