Is SBI Life Insurance (SBILIFE) overvalued or fairly valued?

MarketChacha shows SBI Life Insurance's valuation in context — a forward P/E of about 52.5, a price-to-book of about 9.6 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is SBI Life Insurance's revenue?

SBI Life Insurance reported revenue of ₹1,12,966 Cr for FY2026, with net profit of ₹2,470 Cr, per official filings.

What is the share price of SBI Life Insurance (SBILIFE)?

SBI Life Insurance last traded at ₹1,821.60 (-0.4% on the day), as of 7/21/2026 — a delayed quote shown for education, not investment advice.

SBI Life Insurance

SBILIFE · NSE · Insurance · India

₹1,821.60-0.4%

Delayed · as reported by Yahoo Finance · as of Jul 21, 2026, 5:37 AM

Snapshot

TickerSBILIFE

ExchangeNSE

SectorInsurance

IndustryInsurance - Life

CountryIndia

HeadquartersMumbai, India

Market cap₹1,83,045 Cr

P/B9.6

Volume1.44L

Websitewww.sbilife.co.in

Filings tracked0

About SBI Life Insurance

SBI Life Insurance Company Limited operates as a private life insurance company in India. The company's life insurance business comprises individual and group life insurance products, including participating, non-participating, pension, group gratuity, group leave encashment, group superannuation, group immediate annuity, unit-linked and variable insurance products, health, and micro insurance. It also provides accident and disability benefit, level term, and critical illness insurance products. In addition, the company offers online savings, protection, retirement, and child life insurance plans, as well as wealth creation with insurance products; and corporate solutions, group loan protection, and group micro insurance plans. It offers its products through a multi-channel distribution network comprising individual agents, brokers, corporate agents, bancassurance partners, and certified insurance facilitators, as well as through various partner branches. The company was incorporated in 2000 and is based in Mumbai, India. SBI Life Insurance Company Limited is a subsidiary of State Bank of India.

Profile as reported by Yahoo Finance.

Who owns it

Promoters58.7%
Institutions30.9%
Public & other10.4%

241 institutional holders

As reported by Yahoo Finance. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend2.1% → 2.2%

Margin has held broadly steady over the period — stable profitability.

Growth qualityrev 11% · PAT 13%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

EPS 7.14

Est. earnings growth +44.9%

Next fiscal year

Rev ₹1,68,970 Cr · EPS 34.77

Est. earnings growth +16.3%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

₹1,700.4052-wk range₹2,132.00

Delayed · as reported by Yahoo Finance

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Market cap

₹1,83,045 Cr

Day change

-0.4%

Fwd P/E

52.5

P/B

9.6

Div yield

0.15%

Beta

0.34

Revenue (FY2026)

₹1,12,966 Cr

Net margin

2.2%

Revenue CAGR (3y)

+11.5%

Profit CAGR (3y)

+12.8%

Net profit (FY2026)

₹2,470 Cr

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

Ask MarketChacha about SBILIFE

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Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹1,12,966 Cr	₹2,470 Cr	2.2%
FY2025	₹1,17,119 Cr	₹2,413 Cr	2.1%
FY2024	₹1,32,631 Cr	₹1,894 Cr	1.4%
FY2023	₹81,598 Cr	₹1,721 Cr	2.1%

Quarterly

Period	Net profit
2026Q1	₹805 Cr
2025Q4	₹577 Cr
2025Q3	₹495 Cr
2025Q2	₹594 Cr

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.