Why did Sezzle (SEZL) stock move recently?

On 8/25/2026, Sezzle moved +5.2% — No specific new catalyst or filing identified for the move; Sezzle continued its multi-quarter rally amid strong subscriber growth and prior guidance raise, likely moving with fintech sector momentum. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is Sezzle (SEZL) overvalued or fairly valued?

MarketChacha shows Sezzle's valuation in context — a trailing P/E of about 28.9, a forward P/E of about 18.1, a price-to-book of about 17.4 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Sezzle's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.44×) from reported figures — education, not a rating.

What is Sezzle's revenue?

Sezzle reported revenue of $235.9M for FY2025, with net profit of $133.1M, per official filings.

What is the share price of Sezzle (SEZL)?

Sezzle last traded at $120.58 (-1.9% on the day), as of 9/4/2026 — a delayed quote shown for education, not investment advice.

Sezzle

SEZL · NYSE · Financials · United States

Snapshot

TickerSEZL

ExchangeNYSE

SectorFinancials

IndustryCredit Services

CountryUnited States

Employees201

HeadquartersMinneapolis, United States

Websitewww.sezzle.com

Filings tracked25

About Sezzle

Sezzle Inc. operates as a technology-enabled payments company in the United States and Canada. The company offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; Pay-in-five which allows eligible consumers to pay a fifth of the purchase price up front, and then another four installments every two weeks; Pay-in-Two, which allow consumer to pay half of the value of their order up-front and the second half in two weeks; and other alternative installment options. It also provides Sezzle Virtual Card that allows consumers to access the Sezzle Platform in the form of merchants in-store and online with merchants that are not directly integrated with Sezzle; Sezzle Anywhere, a paid subscription service that allows consumers to use their Sezzle Virtual Card at any merchant online or in-store; Sezzle On-Demand, a service that allows consumers who are not subscribed to Sezzle Anywhere to use the Sezzle Platform at any merchant online or in-store; Sezzle Premium, a paid subscription service that allows its consumers to access large, non-integrated premium merchants; Sezzle Balance, a stored-value product that allows consumers to maintain funds in Sezzle account for use toward eligible purchases or make payments on the Sezzle Platform; and Sezzle Up, an opt-in feature of the Sezzle Platform. In addition, the company offers Long-Term Lending through collaboration with third-party lenders. Sezzle Inc. was incorporated in 2016 and is headquartered in Minneapolis, Minnesota.

Who owns it

Insiders52.7%
Institutions45.3%
Public & other2.1%

426 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.7.55%
Divisadero Street Capital Management, LP4.90%
Accredited Investors Inc.2.40%
Vanguard Capital Management LLC2.26%
State Street Corporation1.96%
Price (T.Rowe) Associates Inc1.88%
Geode Capital Management, LLC1.66%
Morgan Stanley1.48%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Cash conversion1.44×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend11.7% → 56.4%

Margin has expanded by about 44.7 points — the business is getting more profitable.

Return on equity78.4%

Latest ROE of 78.4% — capital is generating a healthy return.

Growth qualityrev 97% · PAT 333%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $169.3M · EPS 1.42

Est. earnings growth +17.4%

Next fiscal year

Rev $757.2M · EPS 6.65

Est. earnings growth +26.4%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$235.9M

Net margin

56.4%

ROE

78.4%

Revenue CAGR (2y)

+97.2%

Profit CAGR (2y)

+333.1%

EPS (FY2025)

3.72

Net profit (FY2025)

$133.1M

Ask MarketChacha about SEZL

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Aug 25, 2026
No specific new catalyst or filing identified for the move; Sezzle continued its multi-quarter rally amid strong subscriber growth and prior guidance raise, likely moving with fintech sector momentum.
· confidence: low

Daily moves with the verified reason behind them. Education only — not investment advice.

On MarketChacha

Posts about SEZL

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$235.9M	$133.1M	3.72	56.4%	78.4%
FY2024	$139.4M	$78.5M	2.19	56.3%	89.4%
FY2023	$60.6M	$7.1M	1.25	11.7%	32.1%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	$84.7M	$40.8M	1.17	48.1%
2026Q1	$73.3M	$51.3M	1.47	70.0%
2025Q3	$57.5M	$26.7M	0.75	46.4%
2025Q2	$52.0M	$27.6M	0.78	53.1%
2025Q1	$48.2M	$36.2M	1.00	75.1%
2024Q3	$35.6M	$15.4M	0.44	43.4%
2024Q2	$30.2M	$29.7M	0.82	98.4%
2024Q1	$25.2M	$8.0M	0.22	31.7%
2023Q3	$16.2M	$1.3M	0.23	8.0%
2023Q2	$11.5M	$1.1M	0.20	9.9%
2023Q1	$10.4M	$1.7M	0.31	16.5%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

10-Q filing
SEC8/7/2026
8-K — Results of operations, Exhibits
SEC8/6/2026material
8-K — Results of operations, Exhibits
SEC7/14/2026material
8-K — Reg FD disclosure, Exhibits
SEC5/13/2026material
8-K — Material agreement, Material financial obligation, Reg FD disclosure, Exhibits
SEC5/12/2026material
10-Q filing
SEC5/7/2026
8-K — Results of operations, Exhibits
SEC5/6/2026material
10-K/A filing
SEC4/30/2026
8-K — Results of operations, Exhibits
SEC4/15/2026material
8-K — Executive/director change, Exhibits
SEC4/9/2026material
8-K — Auditor change, Exhibits
SEC3/20/2026material
8-K — Reg FD disclosure, Exhibits
SEC3/6/2026material
10-K filing
SEC2/26/2026
8-K — Results of operations, Non-reliance on prior financials, Exhibits
SEC2/25/2026material
8-K — Results of operations, Exhibits
SEC2/2/2026material
8-K — Executive/director change, Reg FD disclosure, Exhibits
SEC1/29/2026material

2025

8-K — Other events, Exhibits
SEC12/15/2025material
8-K — Reg FD disclosure, Exhibits
SEC11/14/2025material
10-Q filing
SEC11/6/2025
8-K — Material agreement, Results of operations, Material financial obligation, Executive/director change, Exhibits
SEC11/5/2025material
8-K — Results of operations, Exhibits
SEC10/21/2025material
8-K — Reg FD disclosure, Exhibits
SEC8/11/2025material
10-Q filing
SEC8/8/2025
8-K — Termination of agreement, Results of operations, Exhibits
SEC8/7/2025material
8-K — Executive/director change, Exhibits
SEC8/4/2025material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.