Is ServisFirst Bancshares (SFBS) overvalued or fairly valued?

MarketChacha shows ServisFirst Bancshares's valuation in context — a trailing P/E of about 7.3, a forward P/E of about 11.3, a price-to-book of about 2.1 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does ServisFirst Bancshares's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.13×) from reported figures — education, not a rating.

What is the share price of ServisFirst Bancshares (SFBS)?

ServisFirst Bancshares last traded at $39.59 (+2.2% on the day), as of 10/20/2026 — a delayed quote shown for education, not investment advice.

ServisFirst Bancshares

SFBS · NYSE · Financials · United States

Snapshot

TickerSFBS

ExchangeNYSE

SectorFinancials

IndustryBanks - Regional

CountryUnited States

CEOMr. Buford Harrison Morris III

Employees666

HeadquartersBirmingham, United States

Websitewww.servisfirstbank.com

Filings tracked21

About ServisFirst Bancshares

ServisFirst Bancshares, Inc. operates as the bank holding company for ServisFirst Bank that provides banking services to individual and corporate customers in the United States. It offers deposit services, including checking, money market, savings, and individual retirement arrangements (IRA) accounts, as well as certificates of deposit. The company also provides real estate loans that consist of commercial real estate loans, 1-4 family residential real estate loans, and construction and development loans; consumer loans, such as home equity loans, vehicle financing, loans secured by deposits, and secured and unsecured personal loans; and commercial loans comprising seasonal, bridge, and term loans, as well as commercial lines of credit. In addition, it offers other banking services, such as 24-hour telephone banking, direct deposit, Internet banking, mobile banking, traveler's checks, safe deposit boxes, attorney trust accounts, and automatic account transfers, as well as automated teller machines and debit and credit card systems. Further, the company provides treasury and cash management services; direct deposit, wire transfer, night depository, banking-by-mail and remote capture services for non-cash items; and correspondent banking services to other financial institutions. Additionally, it holds and manages participations in residential mortgages and commercial real estate loans originated by ServisFirst Bank in Alabama, Florida, Georgia, and Tennessee. ServisFirst Bancshares, Inc. was founded in 2005 and is headquartered in Birmingham, Alabama.

Who owns it

Insiders6.5%
Institutions75.4%
Public & other18.1%

468 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.28.29%
Vanguard Portfolio Management LLC12.57%
State Street Corporation9.70%
Vanguard Capital Management LLC8.49%
Geode Capital Management, LLC4.75%
Dimensional Fund Advisors LP4.38%
Kayne Anderson Rudnick Investment Management LLC3.93%
JPMORGAN CHASE & CO3.73%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Cash conversion1.13×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $175.7M · EPS 0.84

Est. earnings growth +10.5%

Next fiscal year

Rev $735.7M · EPS 3.50

Est. earnings growth +10.2%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

ROE

15.0%

Profit CAGR (2y)

+15.6%

EPS (FY2025)

5.06

Net profit (FY2025)

$276.6M

Ask MarketChacha about SFBS

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Net profit	EPS	ROE
FY2025	$276.6M	5.06	15.0%
FY2024	$227.2M	4.16	14.1%
FY2023	$206.9M	3.79	14.4%

Quarterly

Period	Net profit	EPS
2026Q2	$85.8M	1.57
2026Q1	$83.0M	1.52
2025Q3	$65.6M	1.20
2025Q2	$61.4M	1.12
2025Q1	$63.2M	1.16
2024Q3	$59.9M	1.10
2024Q2	$52.1M	0.95
2024Q1	$50.0M	0.92
2023Q3	$53.3M	0.98
2023Q2	$53.5M	0.98
2023Q1	$58.0M	1.06

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

10-Q — FORM 10-Q
SEC8/7/2026
8-K — Reg FD disclosure, Exhibits
SEC8/7/2026material
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC7/20/2026material
8-K — Other events, Exhibits
SEC7/20/2026material
8-K — Other events, Exhibits
SEC6/15/2026material
8-K — Reg FD disclosure, Exhibits
SEC5/26/2026material
8-K — Shareholder vote results
SEC5/19/2026material
10-Q — FORM 10-Q
SEC5/6/2026
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC4/20/2026material
8-K — Other events, Exhibits
SEC3/16/2026material
10-K — FORM 10-K
SEC2/27/2026
8-K — Reg FD disclosure, Exhibits
SEC2/24/2026material
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC1/20/2026material

2025

8-K — Other events, Exhibits
SEC12/15/2025material
8-K — Reg FD disclosure, Exhibits
SEC11/6/2025material
10-Q — FORM 10-Q
SEC11/4/2025
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC10/20/2025material
8-K — Other events, Exhibits
SEC9/26/2025material
8-K — Other events, Exhibits
SEC9/15/2025material
8-K — Reg FD disclosure, Exhibits
SEC9/3/2025material
10-Q — FORM 10-Q
SEC8/5/2025

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.