Is Simmons First National (SFNC) overvalued or fairly valued?

MarketChacha shows Simmons First National's valuation in context — a forward P/E of about 10.5, a price-to-book of about 1.0 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is the share price of Simmons First National (SFNC)?

Simmons First National last traded at $23.07 (+1.0% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

Simmons First National

SFNC · NYSE · Financials · United States

$23.07+1.0%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 7:32 PM

Snapshot

TickerSFNC

ExchangeNYSE

SectorFinancials

IndustryBanks - Regional

CountryUnited States

Employees2,909

HeadquartersPine Bluff, United States

Market cap$3.3B

P/B1.0

Volume1.41M

Websitewww.simmonsbank.com

Filings tracked4

About Simmons First National

Simmons First National Corporation operates as the bank holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. The company offers deposits, checking, and savings accounts; loan products, such as consumer, real estate, commercial, agricultural, equipment, warehouse lending, and SBA lending; specialized products and services, including credit cards, trust and fiduciary services, investments, and insurance; and treasury management services. It also provides ATM services; internet and mobile banking platforms; overdraft facilities; safe deposit boxes; and brokerage services. The company has operations in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. Simmons First National Corporation was founded in 1903 and is headquartered in Pine Bluff, Arkansas.

Profile as reported by Yahoo Finance.

Who owns it

Insiders1.2%
Institutions84.8%
Public & other14.0%

415 institutional holders

As reported by Yahoo Finance.

Top holders

Blackrock Inc.14.29%
Vanguard Portfolio Management LLC6.07%
State Street Corporation5.26%
Vanguard Capital Management LLC4.51%
Wellington Management Group, LLP4.37%
Dimensional Fund Advisors LP4.31%
Northern Trust Corporation3.02%
Geode Capital Management, LLC2.52%

Largest institutional holders, as reported by Yahoo Finance (as of 3/31/2026).

Forensic scorecard

Latest ROE of -11.6% is on the low side — the business earns a modest return on shareholder capital.

Return on equity-11.6%

Latest ROE of -11.6% is on the low side — the business earns a modest return on shareholder capital.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $256.0M · EPS 0.54

Est. earnings growth +0.6%

Next fiscal year

Rev $1.0B · EPS 2.20

Est. earnings growth +7.4%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

$17.0052-wk range$23.91

Delayed · as reported by Yahoo Finance

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Market cap

$3.3B

Day change

+1.0%

Fwd P/E

10.5

P/B

1.0

Div yield

3.77%

Beta

0.92

ROE

-11.6%

EPS (FY2025)

-2.95

Net profit (FY2025)

$-397.6M

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

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Financials

Yearly

Period	Net profit	EPS	ROE
FY2025	$-397.6M	-2.95	-11.6%
FY2024	$152.7M	1.21	4.3%
FY2023	$175.1M	1.38	5.1%

Quarterly

Period	Net profit	EPS
2026Q1	$68.5M	0.47
2025Q3	$-562.8M	-4.00
2025Q2	$54.8M	0.43
2025Q1	$32.4M	0.26
2024Q3	$24.7M	0.20
2024Q2	$40.8M	0.32
2024Q1	$38.9M	0.31
2023Q3	$47.2M	0.37
2023Q2	$58.3M	0.46
2023Q1	$45.6M	0.36

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Results of operations, Reg FD disclosure, Exhibits
SEC7/16/2026material
8-K — Executive/director change, Shareholder vote results, Exhibits
SEC5/13/2026material
10-Q filing
SEC5/6/2026
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC4/16/2026material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.