Is Simmons First National (SFNC) overvalued or fairly valued?

MarketChacha shows Simmons First National's valuation in context — a forward P/E of about 9.7, a price-to-book of about 0.9 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is the share price of Simmons First National (SFNC)?

Simmons First National last traded at $22.77 (+2.5% on the day), as of 10/20/2026 — a delayed quote shown for education, not investment advice.

Simmons First National

SFNC · NYSE · Financials · United States

Snapshot

TickerSFNC

ExchangeNYSE

SectorFinancials

IndustryBanks - Regional

CountryUnited States

Employees2,712

HeadquartersPine Bluff, United States

Websitewww.simmonsbank.com

Filings tracked21

About Simmons First National

Simmons First National Corporation operates as the bank holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. The company offers deposits, checking, and savings accounts; loan products, such as consumer, real estate, commercial, agricultural, equipment, warehouse lending, and SBA lending; specialized products and services, including credit cards, trust and fiduciary services, investments, and insurance; and treasury management services. It also provides ATM services; internet and mobile banking platforms; overdraft facilities; safe deposit boxes; and brokerage services. The company has operations in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. Simmons First National Corporation was founded in 1903 and is headquartered in Pine Bluff, Arkansas.

Who owns it

Insiders1.2%
Institutions84.1%
Public & other14.7%

425 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.14.40%
Vanguard Portfolio Management LLC6.10%
State Street Corporation5.63%
Vanguard Capital Management LLC4.58%
Wellington Management Group, LLP4.56%
Dimensional Fund Advisors LP4.23%
Northern Trust Corporation3.02%
Geode Capital Management, LLC2.70%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

Latest ROE of -11.6% is on the low side — the business earns a modest return on shareholder capital.

Return on equity-11.6%

Latest ROE of -11.6% is on the low side — the business earns a modest return on shareholder capital.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $250.4M · EPS 0.55

Est. earnings growth +17.4%

Next fiscal year

Rev $1.0B · EPS 2.30

Est. earnings growth +10.9%

Analyst consensus estimates — not the company's own guidance.

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

ROE

-11.6%

EPS (FY2025)

-2.95

Net profit (FY2025)

$-397.6M

Ask MarketChacha about SFNC

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Financials

Yearly

Period	Net profit	EPS	ROE
FY2025	$-397.6M	-2.95	-11.6%
FY2024	$152.7M	1.21	4.3%
FY2023	$175.1M	1.38	5.1%

Quarterly

Period	Net profit	EPS
2026Q2	$66.7M	0.46
2026Q1	$68.5M	0.47
2025Q3	$-562.8M	-4.00
2025Q2	$54.8M	0.43
2025Q1	$32.4M	0.26
2024Q3	$24.7M	0.20
2024Q2	$40.8M	0.32
2024Q1	$38.9M	0.31
2023Q3	$47.2M	0.37
2023Q2	$58.3M	0.46
2023Q1	$45.6M	0.36

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Costs from exit/disposal, Reg FD disclosure
SEC9/3/2026material
10-Q filing
SEC8/5/2026
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC7/16/2026material
8-K — Executive/director change, Shareholder vote results, Exhibits
SEC5/13/2026material
10-Q filing
SEC5/6/2026
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC4/16/2026material
8-K — Executive/director change, Exhibits
SEC3/3/2026material
10-K — FORM 10-K
SEC2/25/2026
8-K — Other events, Exhibits
SEC2/17/2026material
8-K/A — Executive/director change
SEC2/2/2026
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC1/20/2026material

2025

8-K — Executive/director change, Exhibits
SEC12/23/2025material
8-K — Executive/director change
SEC12/9/2025material
10-Q — FORM 10-Q
SEC11/6/2025
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC10/16/2025material
8-K — Material agreement, Material financial obligation, Exhibits
SEC9/12/2025material
8-K — Material agreement, Reg FD disclosure, Exhibits
SEC9/9/2025material
8-K — Executive/director change, Exhibits
SEC8/6/2025material
10-Q filing
SEC8/5/2025
8-K — Executive/director change, Reg FD disclosure, Exhibits
SEC8/4/2025material
8-K — Completion of acquisition/disposition
SEC7/25/2025material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.