Is Shriram Finance (SHRIRAMFIN) overvalued or fairly valued?

MarketChacha shows Shriram Finance's valuation in context — a forward P/E of about 14.7, a price-to-book of about 3.0 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Shriram Finance's revenue?

Shriram Finance reported revenue of ₹26,658 Cr for FY2026, with net profit of ₹10,024 Cr, per official filings.

What is the share price of Shriram Finance (SHRIRAMFIN)?

Shriram Finance last traded at ₹1,066.20 (+3.0% on the day), as of 7/21/2026 — a delayed quote shown for education, not investment advice.

Shriram Finance

SHRIRAMFIN · NSE · NBFC · India

₹1,066.20+3.0%

Delayed · as reported by Yahoo Finance · as of Jul 21, 2026, 5:38 AM

Snapshot

TickerSHRIRAMFIN

ExchangeNSE

SectorNBFC

IndustryCredit Services

CountryIndia

Employees76,241

HeadquartersMumbai, India

Market cap₹2,43,624 Cr

P/B3.0

Volume31.08L

Websiteshriramfinance.in

Filings tracked0

About Shriram Finance

Shriram Finance Limited, a non-banking finance company, provides financing services in India. It offers fixed and recurring deposits; commercial vehicle loans for commercial goods vehicles, passenger commercial vehicles, tractors and farm equipment, and construction equipment; two-wheeler, gold, used car loan, and personal loans; and green finance services. The company also provides business loans, such as MSME loans; working capital loans, including tyre, tax, fuel, toll financing, repair/top-up loans, fuel finance, challan discounting and vehicle insurance premium loans; motor insurance, including four-wheeler, two-wheeler, passenger and goods carrying vehicle insurance products; non motor insurance products, such as personal accident, shri criti care, and home insurance; and life insurance products comprising savings, retirement, child, protection plans, as well as recharges, including mobile recharge, mobile postpaid, landline postpaid, DTH, and FASTag recharge services. In addition, it offers utilities and bills services, such as electricity, LPG gas, gas bill payment, broadband postpaid, water, and cable tv; financial services and taxes comprising credit card, loan repayment, insurance, municipal services, and recurring deposit; and other services, such as housing society, clubs and associations, and education fees. It serves first time buyers, small road transport operators, commercial vehicles operators, micro, small, and medium enterprises (MSMEs), and individuals. The company was formerly known as Shriram Transport Finance Company Limited and changed its name to Shriram Finance Limited in November 2022. Shriram Finance Limited was incorporated in 1979 and is based in Mumbai, India.

Profile as reported by Yahoo Finance.

Who owns it

Promoters22.1%
Institutions59.5%
Public & other18.4%

313 institutional holders

As reported by Yahoo Finance. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend34.9% → 37.6%

Margin has expanded by about 2.7 points — the business is getting more profitable.

Growth qualityrev 16% · PAT 19%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹8,103 Cr · EPS 14.45

Est. earnings growth +17.9%

Next fiscal year

Rev ₹39,928 Cr · EPS 70.43

Est. earnings growth +11.5%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

₹566.5052-wk range₹1,108.00

Delayed · as reported by Yahoo Finance

New to these terms?

P/E ROE ROCE Margins Market cap

Browse the Learn hub →

Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Market cap

₹2,43,624 Cr

Day change

+3.0%

Fwd P/E

14.7

P/B

3.0

Div yield

1.33%

Beta

0.57

Revenue (FY2026)

₹26,658 Cr

Net margin

37.6%

Revenue CAGR (3y)

+15.6%

Profit CAGR (3y)

+18.5%

Net profit (FY2026)

₹10,024 Cr

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

Ask MarketChacha about SHRIRAMFIN

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹26,658 Cr	₹10,024 Cr	37.6%
FY2025	₹23,405 Cr	₹9,761 Cr	41.7%
FY2024	₹20,158 Cr	₹7,399 Cr	36.7%
FY2023	₹17,257 Cr	₹6,020 Cr	34.9%

Quarterly

Period	Revenue	Net profit	Net margin
2026Q1	₹7,192 Cr	₹3,014 Cr	41.9%
2025Q4	₹6,932 Cr	₹2,522 Cr	36.4%
2025Q3	₹6,392 Cr	₹2,307 Cr	36.1%
2025Q2	₹6,141 Cr	₹2,156 Cr	35.1%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.