Is SoFi Technologies, Inc. (SOFI) overvalued or fairly valued?

MarketChacha shows SoFi Technologies, Inc.'s valuation in context — a forward P/E of about 21.1, a price-to-book of about 2.0 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is the share price of SoFi Technologies, Inc. (SOFI)?

SoFi Technologies, Inc. last traded at $17.07 (-3.2% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

SoFi Technologies, Inc.

SOFI · NASDAQ · Financials · United States

$17.07-3.2%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 8:00 PM

Snapshot

TickerSOFI

ExchangeNASDAQ

SectorFinancials

IndustryCredit Services

CountryUnited States

Employees6,100

HeadquartersSan Francisco, United States

Market cap$21.9B

P/B2.0

Volume89.32M

Websitewww.sofi.com

Filings tracked0

About SoFi Technologies, Inc.

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.

Profile as reported by Yahoo Finance.

Who owns it

Insiders1.4%
Institutions57.0%
Public & other41.5%

1,180 institutional holders

As reported by Yahoo Finance.

Top holders

Blackrock Inc.5.42%
Vanguard Capital Management LLC4.45%
Vanguard Portfolio Management LLC3.97%
Shaw D.E. & Co., Inc.3.33%
UBS Group AG2.84%
State Street Corporation2.13%
Geode Capital Management, LLC2.03%
Morgan Stanley1.66%

Largest institutional holders, as reported by Yahoo Finance (as of 3/31/2026).

What's expected next

Next quarter

Rev $1.2B · EPS 0.17

Est. earnings growth +68.5%

Next fiscal year

Rev $5.7B · EPS 0.81

Est. earnings growth +36.9%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

$14.9252-wk range$32.73

Delayed · as reported by Yahoo Finance

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In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.