Is South Indian Bank (SOUTHBANK) overvalued or fairly valued?

MarketChacha shows South Indian Bank's valuation in context — a forward P/E of about 6.8, a price-to-book of about 1.1 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is South Indian Bank's revenue?

South Indian Bank reported revenue of ₹5,447 Cr for FY2026, with net profit of ₹1,455 Cr, per official filings.

What is the share price of South Indian Bank (SOUTHBANK)?

South Indian Bank last traded at ₹48.00 (+3.9% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

South Indian Bank

SOUTHBANK · NSE · Banking · India

₹48.00+3.9%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 9:59 AM

Snapshot

TickerSOUTHBANK

ExchangeNSE

SectorBanking

IndustryBanks - Regional

CountryIndia

HeadquartersThrissur, India

Market cap₹12,567 Cr

P/B1.1

Volume2.45Cr

Websitewww.southindianbank.bank.in

Filings tracked0

About South Indian Bank

The South Indian Bank Limited provides various banking products and services in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company's personal banking products and services include savings and current accounts, term deposits, and unclaimed deposits/inoperative accounts; personal, car, home, gold, educational, property, and other loans; loans against securities; one time settlement scheme for micro and small enterprises sector; wealth and mutual funds. It also offers insurance products, such as life, health, and various credit risk insurance, as well as general insurance products comprising fire, liability, marine, motor, personal accident, and travel insurance products. In addition, the company provides money transfer services; various cards; and value added services, including SIB rewardz, KYC certification of mutual fund investors, SIB e-academia, 3-in-one trading KIT, green pin, SIB feebook, branch banking, FX-retail, KYC updation, NETC FASTag, sovereign gold bonds, credit and debit cards, ATM cum shopping card, mobile and internet banking, demat, pension system, online trading, NPS lite, SIB collect, SIB travel card, PAN service agency, cash management, direct debit, tax payment and savings investments, and safe deposit locker services, as well as distributes capital gain bonds and tax free bonds. Its NRI banking services comprise NRE and NRO rupee accounts, and foreign currency deposits; e-services; remittances and payments; money transfers; and value-added services, as well as portfolio investment schemes. The company's business banking services include normal and premium accounts, SIB merchant plus, and trader smart current accounts; working capital, long term, non-fund based, supply chain, and SIB commercial vehicle loans; international finance; and merchant acquiring services. It operates through a network of branches and ATMs/CRMs. The South Indian Bank Limited was incorporated in 1929 and is headquartered in Thrissur, India.

Profile as reported by Yahoo Finance.

Who owns it

Promoters4.9%
Institutions28.3%
Public & other66.8%

52 institutional holders

As reported by Yahoo Finance. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend20.3% → 26.7%

Margin has expanded by about 6.4 points — the business is getting more profitable.

Growth qualityrev 13% · PAT 23%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next fiscal year

Rev ₹6,907 Cr · EPS 7.02

Est. earnings growth +10.4%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

₹28.1152-wk range₹49.90

Delayed · as reported by Yahoo Finance

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Market cap

₹12,567 Cr

Day change

+3.9%

Fwd P/E

6.8

P/B

1.1

Div yield

0.95%

Beta

0.25

Revenue (FY2026)

₹5,447 Cr

Net margin

26.7%

Revenue CAGR (3y)

+12.5%

Profit CAGR (3y)

+23.4%

Net profit (FY2026)

₹1,455 Cr

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

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Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹5,447 Cr	₹1,455 Cr	26.7%
FY2025	₹5,299 Cr	₹1,303 Cr	24.6%
FY2024	₹4,848 Cr	₹1,070 Cr	22.1%
FY2023	₹3,825 Cr	₹775 Cr	20.3%

Quarterly

Period	Revenue	Net profit	Net margin
2026Q2	₹1,404 Cr	₹378 Cr	26.9%
2026Q1	₹1,301 Cr	₹408 Cr	31.3%
2025Q4	—	₹374 Cr	—
2025Q3	—	₹351 Cr	—

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.