Is South Indian Bank (SOUTHBANK) overvalued or fairly valued?

MarketChacha shows South Indian Bank's valuation in context — a forward P/E of about 7.4, a price-to-book of about 1.2 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is South Indian Bank's revenue?

South Indian Bank reported revenue of ₹5,447 Cr for FY2026, with net profit of ₹1,455 Cr, per official filings.

What is the share price of South Indian Bank (SOUTHBANK)?

South Indian Bank last traded at ₹54.26 (+5.5% on the day), as of 10/19/2026 — a delayed quote shown for education, not investment advice.

South Indian Bank

SOUTHBANK · NSE · Banking · India

Snapshot

TickerSOUTHBANK

ExchangeNSE

SectorBanking

IndustryBanks - Regional

CountryIndia

Employees8,998

HeadquartersThrissur, India

Websitewww.southindianbank.bank.in

Filings tracked18

About South Indian Bank

The South Indian Bank Limited provides various banking products and services in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings, institutional banking, non-resident external, non-resident ordinary, fixed currency non-resident, and current accounts; term deposits; and portfolio investment schemes. It also provides personal, car, home, gold, education, commercial vehicle and construction equipment, property, and other loans; working capital, long-term, non-fund based, and supply chain finance services; finance against warehouse receipts, lease rental factoring, and OTS scheme for micro and small enterprises; funding for harvesting and procurement, and transport; and international finance services. In addition, the company offers debit, credit, travel, gift, automated teller machine (ATM) cum shopping, and prepaid cards; life, health, general, export credit, and government-sponsored insurance schemes; and investment services, including mutual funds, sovereign gold bonds, demat account, pension scheme, and national pension system. Further, it provides domestic and international money transfer services; remittance and cash management services; priority and doorstep banking services; safe deposit lockers; and FX-Retail, an online platform that allows both retail and corporate customers to book foreign exchange in real time. Additionally, the company offers various e-services; merchant acquiring services; a range of customized services for individuals, government organizations, public sector undertakings, and other government-specified entities; payments; international and mobile banking services; and other services. It operates through a network of branches, and automated teller and cash recycler machines. The South Indian Bank Limited was incorporated in 1929 and is headquartered in Thrissur, India.

Who owns it

Promoters4.3%
Institutions29.9%
Public & other65.8%

60 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

Margin has compressed by about 5.5 points over the period — profitability is trending down.

Net margin trend20.3% → 14.8%

Margin has compressed by about 5.5 points over the period — profitability is trending down.

Growth qualityrev 27% · PAT 17%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next fiscal year

Rev ₹7,088 Cr · EPS 7.34

Est. earnings growth +12.1%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Revenue (FY2026)

₹5,447 Cr

Net margin

26.7%

Revenue CAGR (3y)

+12.5%

Profit CAGR (3y)

+23.4%

Net profit (FY2026)

₹1,455 Cr

Ask MarketChacha about SOUTHBANK

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹5,447 Cr	₹1,455 Cr	26.7%
FY2025	₹5,299 Cr	₹1,303 Cr	24.6%
FY2024	₹4,848 Cr	₹1,070 Cr	22.1%
FY2023	₹3,825 Cr	₹775 Cr	20.3%

Quarterly

Period	Revenue	Net profit	Net margin
Q1 FY27	₹1,404 Cr	₹378 Cr	26.9%
Q4 FY26	₹1,301 Cr	₹408 Cr	31.3%
Q3 FY26	—	₹374 Cr	—
Q2 FY26	—	₹351 Cr	—

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Opening Of New Branch - Intimation Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015
Opening of New Branch- Intimation under Regulations 30 of SEBI(LODR) Regulations, 2015
BSE9/23/2026
Opening Of New Branch - Intimation Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015
Opening of New Branch- Intimation under Regulation 30 of SEBI (LODR) Regulations, 2015
BSE9/17/2026
Opening Of New Branch - Intimation Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015
Opening of New Branch- Intimation under Regulation 30 of SEBI (LODR) Regulations, 2015
BSE9/16/2026
Intimation Under Regulation 30 Of The SEBI (LODR) Regulations, 2015
Intimation under Regulation 30 of the SEBI (LODR) Regulations, 2015
BSE9/16/2026
Strikes /Lockouts / Disturbances
Intimation under Regulation 30 of the SEBI (LODR) Regulations, 2015- Proposed Strike in the Bank on September 11, 2026
BSE9/10/2026
Change in Management
Intimation under Regulation 30 of SEBI (LODR), Regulations, 2015- Change in Senior Management Personnel of the Bank
BSE8/31/2026
Allotment of ESOP / ESPS
Intimation under Regulation 30 of the SEBI (LODR) Regulations, 2015 - Allotment of Equity shares under SIB ESOS Scheme-2008
BSE8/24/2026
Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements), Regulations, 2015
Intimation under Regulation 30 of the SEBI (LODR) Regulations, 2015
BSE8/21/2026
Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements), Regulations, 2015
Intimation under Regulation 30 of SEBI(LODR) Regulations, 2015
BSE8/20/2026
Shareholder Meeting / Postal Ballot-Scrutinizer''s Report
Proceedings of the 98th Annual General Meeting of the Bank pursuant to Regulation 30 and 44 (3) of SEBI(LODR) Regulations,2015
BSE8/20/2026material
Shareholder Meeting / Postal Ballot-Outcome of AGM
Proceedings of the 98th Annual General Meeting of the Bank pursuant to Regulation 30 and 44(3) of SEBI(LODR) Regulations,2015
BSE8/20/2026material
Interest Rates Updates
Change in Marginal Cost of Funds Based Lending Rates(MCLR) of the Bank
BSE8/18/2026
Letter To Shareholders Pursuant To Regulation 36(1)(B) Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations, 2015
Letter to shareholders pursuant to Regulation 36(1)(b) of the SEBI (LODR)Regulations, 2015
BSE7/27/2026
Business Responsibility and Sustainability Reporting (BRSR)
Business Responsibility and Sustainability Report (BRSR) for the Financial year 2025-26
BSE7/27/2026
Reg. 34 (1) Annual Report.
Intimation under Regulation 34 and other applicable provisions of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015-Notice of the ....
BSE7/27/2026
Intimation Under Regulation 34 And Other Applicable Provisions Of Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations, 2015-Notice Of The 98Th Annual General Meeting (AGM) Of The South Indian Bank Ltd. And Annual Report For The Financial Year 2025-26
Notice of 98th Annual General Meeting(AGM) of the South Indian Bank Limited and Annual report for the Financial Year 2025-26
BSE7/27/2026material
Disclosures under Reg. 29(1) of SEBI (SAST) Regulations, 2011
The Exchange has received the disclosure under Regulation 29(1) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Kotak Mahindra Mutual Fund
BSE7/24/2026
Disclosure Under SEBI (Substantial Acquisition Of Shares And Takeovers) Regulations, 2011
Disclosure under SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011
BSE7/23/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.