Is Star Health and Allied Insurance (STARHEALTH) overvalued or fairly valued?

MarketChacha shows Star Health and Allied Insurance's valuation in context — a forward P/E of about 20.2, a price-to-book of about 3.4 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Star Health and Allied Insurance's revenue?

Star Health and Allied Insurance reported revenue of ₹18,622 Cr for FY2026, with net profit of ₹557 Cr, per official filings.

What is the share price of Star Health and Allied Insurance (STARHEALTH)?

Star Health and Allied Insurance last traded at ₹584.70 (+1.7% on the day), as of 8/11/2026 — a delayed quote shown for education, not investment advice.

Star Health and Allied Insurance

STARHEALTH · NSE · Insurance · India

Snapshot

TickerSTARHEALTH

ExchangeNSE

SectorInsurance

IndustryInsurance - Life

CountryIndia

Employees18,566

HeadquartersChennai, India

Websitewww.starhealth.in

Filings tracked5

About Star Health and Allied Insurance

Star Health and Allied Insurance Company Limited provides health insurance products in India. It offers retail health insurance products for individuals, families, children, senior citizens, and persons with pre-existing medical conditions; group health insurance products for employer/employee and non-employer/employee groups, including small-to-medium enterprises; and personal accident and travel insurance products. The company also provides star women care insurance policy that provides surrogacy and oocyte donor covers; and star special care product that covers children diagnosed with autism and for outpatient specialized treatments. In addition, it offers star health assure insurance policy, star cancer care platinum insurance policy, senior citizens health insurance policy, and star cardiac care insurance policy platinum, as well as star group OPD care insurance product. The company offers its products through web aggregators, digital channels, agency channels, corporate agents, brokers, point of salesperson, insurance marketing firms, and various other channels. Star Health and Allied Insurance Company was incorporated in 2005 and is based in Chennai, India.

Who owns it

Promoters64.1%
Institutions24.1%
Public & other11.8%

70 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend4.8% → 3.0%

Margin has held broadly steady over the period — stable profitability.

Growth qualityrev 13% · PAT -3%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

EPS 4.74

Est. earnings growth +117.4%

Next fiscal year

Rev ₹24,585 Cr · EPS 28.95

Est. earnings growth +15.0%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 5

Revenue (FY2026)

₹18,622 Cr

Net margin

3.0%

Revenue CAGR (3y)

+12.9%

Profit CAGR (3y)

-3.4%

Net profit (FY2026)

₹557 Cr

Ask MarketChacha about STARHEALTH

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Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹18,622 Cr	₹557 Cr	3.0%
FY2025	₹16,781 Cr	₹646 Cr	3.8%
FY2024	₹15,254 Cr	₹845 Cr	5.5%
FY2023	₹12,952 Cr	₹619 Cr	4.8%

Quarterly

Period	Revenue	Net profit	Net margin
Q1 FY27	₹4,287 Cr	₹550 Cr	12.8%
Q4 FY26	₹5,968 Cr	₹111 Cr	1.9%
Q3 FY26	₹4,624 Cr	₹128 Cr	2.8%
Q2 FY26	₹4,424 Cr	₹55 Cr	1.2%
Q1 FY26	₹3,605 Cr	₹263 Cr	7.3%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Earnings Call Transcript
Star Health and Allied Insurance Company Limited has informed the Exchange about the transcripts of Earnings Call dated July 30, 2026
BSE8/5/2026
Disclosure Under Regulation 31A(8)(C) Of SEBI Listing Obligations And Disclosure Requirements, 2015
Star Health and Allied Insurance Company Limited has informed the Exchange about the disclosure under Regulation 31A(8)(C) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015
BSE8/3/2026
Reg. 34 (1) Annual Report.
Star Health and Allied Insurance Company Limited has informed the Exchange about the Annual Report for FY 2025-26
BSE7/31/2026
Business Responsibility and Sustainability Reporting (BRSR)
Star Health and Allied Insurance Company Limited has informed the Exchange about the Business Responsibility and Sustainability Report for FY 2025-26
BSE7/31/2026
Investor Presentation
Star Health and Allied Insurance Company Limited has informed the Exchange about Investor Presentation for the quarter ended June 30, 2026.
BSE7/29/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.