Is Stewart Information Services (STC) overvalued or fairly valued?

MarketChacha shows Stewart Information Services's valuation in context — a trailing P/E of about 11.8, a forward P/E of about 8.6, a price-to-book of about 1.0 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Stewart Information Services's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.94×) from reported figures — education, not a rating.

What is Stewart Information Services's revenue?

Stewart Information Services reported revenue of $2.9B for FY2025, with net profit of $115.5M, per official filings.

What is the share price of Stewart Information Services (STC)?

Stewart Information Services last traded at $52.28 (+0.3% on the day), as of 10/20/2026 — a delayed quote shown for education, not investment advice.

Stewart Information Services

STC · NYSE · Financials · United States

Snapshot

TickerSTC

ExchangeNYSE

SectorFinancials

IndustryInsurance - Property & Casualty

CountryUnited States

Employees8,100

HeadquartersHouston, United States

Websitewww.stewart.com

Filings tracked19

About Stewart Information Services

Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction related services in the United States and internationally. The company engages in searching, examining, closing, and insuring the condition of the title to real property. It also offers home and personal insurance services; services for tax-deferred exchanges; and digital customer engagement platform services. In addition, the company provides appraisal management, online notarization and closing, credit and real estate information, and search and valuation management services. It serves homebuyers and sellers, residential and commercial real estate professionals, mortgage lenders and servicers, title agencies and real estate attorneys, and home builders through direct operations, network of independent agencies, and other businesses. Stewart Information Services Corporation was founded in 1893 and is headquartered in Houston, Texas.

Who owns it

Insiders2.0%
Institutions98.0%
Public & other0.0%

331 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.17.23%
FMR, LLC8.92%
Neuberger Berman Group, LLC8.35%
Dimensional Fund Advisors LP5.12%
State Street Corporation4.54%
Vanguard Capital Management LLC4.41%
Allspring Global Investments Holdings, LLC4.09%
Capital International Investors3.02%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

Latest ROE of 7.0% is on the low side — the business earns a modest return on shareholder capital.

Cash conversion1.94×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend1.4% → 4.0%

Margin has expanded by about 2.6 points — the business is getting more profitable.

Return on equity7.0%

Latest ROE of 7.0% is on the low side — the business earns a modest return on shareholder capital.

Growth qualityrev 15% · PAT 95%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $909.9M · EPS 1.59

Est. earnings growth -3.4%

Next fiscal year

Rev $3.8B · EPS 6.93

Est. earnings growth +30.7%

Analyst consensus estimates — not the company's own guidance.

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$2.9B

Net margin

4.0%

ROE

7.0%

Revenue CAGR (2y)

+14.9%

Profit CAGR (2y)

+94.8%

EPS (FY2025)

4.05

Net profit (FY2025)

$115.5M

Ask MarketChacha about STC

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$2.9B	$115.5M	4.05	4.0%	7.0%
FY2024	$2.5B	$73.3M	2.61	2.9%	5.2%
FY2023	$2.2B	$30.4M	1.11	1.4%	2.2%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	$899.2M	$37.2M	1.21	4.1%
2026Q1	$781.3M	$17.0M	0.55	2.2%
2025Q3	$796.9M	$44.3M	1.55	5.6%
2025Q2	$722.2M	$31.9M	1.13	4.4%
2025Q1	$612.0M	$3.1M	0.11	0.5%
2024Q3	$667.9M	$30.1M	1.07	4.5%
2024Q2	$602.2M	$17.3M	0.62	2.9%
2024Q1	$534.4M	$3.1M	0.11	0.6%
2023Q3	$590.3M	$14.0M	0.51	2.4%
2023Q2	$538.1M	$15.8M	0.58	2.9%
2023Q1	$519.5M	$-8.2M	-0.30	-1.6%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Other events, Exhibits
SEC8/31/2026material
10-Q — STEWART Q2 2026 FORM 10-Q
SEC8/4/2026
8-K — Results of operations, Exhibits
SEC7/22/2026material
8-K — Reg FD disclosure, Exhibits
SEC7/17/2026material
8-K — Reg FD disclosure, Exhibits
SEC6/1/2026material
8-K — Shareholder vote results
SEC5/11/2026material
10-Q — Q1 2026 FORM 10-Q
SEC5/6/2026
8-K — Results of operations, Exhibits
SEC4/22/2026material
8-K — Reg FD disclosure, Exhibits
SEC3/2/2026material
10-K — 2025 FORM 10-K
SEC2/27/2026
8-K — Results of operations, Exhibits
SEC2/4/2026material

2025

8-K — Material agreement, Reg FD disclosure, Other events, Exhibits
SEC12/12/2025material
8-K — Reg FD disclosure, Exhibits
SEC12/1/2025material
8-K — Material agreement, Other events, Exhibits
SEC11/7/2025material
10-Q — Q3 2025 FORM 10-Q
SEC11/6/2025
8-K — Results of operations, Exhibits
SEC10/22/2025material
8-K — Material agreement, Material financial obligation, Other events, Exhibits
SEC10/8/2025material
8-K — Other events, Exhibits
SEC9/2/2025material
10-Q — Q2 2025 FORM 10-Q
SEC8/5/2025

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.