Is Stellar Bancorp (STEL) overvalued or fairly valued?

MarketChacha shows Stellar Bancorp's valuation in context — a forward P/E of about 16.7, a price-to-book of about 1.2 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is the share price of Stellar Bancorp (STEL)?

Stellar Bancorp last traded at $39.32, as of 6/30/2026 — a delayed quote shown for education, not investment advice.

Stellar Bancorp

STEL · NYSE · Financials · United States

Snapshot

TickerSTEL

ExchangeNYSE

SectorFinancials

CountryUnited States

Employees1,053

HeadquartersHouston, United States

Websitewww.stellar.bank

Filings tracked0

About Stellar Bancorp

Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking products and services primarily to small and medium-sized businesses, professionals, and individual customers. It provides deposit products that include checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits, as well as convenient services, such as telephone, mobile, and online banking. The company also offers commercial and industrial loans; commercial real estate loans comprising multi-family residential loans; commercial real estate construction and land development loans; residential real estate loans comprising 1-4 family residential mortgage loans, including home equity and home improvement loans, and home equity lines of credit; commercial and retail lending services, such as loans to small businesses, mortgage loans, personal loans, and automobile loans; and factoring services. In addition, it provides safe deposit boxes, debit cards, cash management and wire transfer services, night depository services, direct deposits, cashier's checks, and letters of credit. Stellar Bancorp, Inc. was founded in 2007 and is headquartered in Houston, Texas.

Who owns it

Insiders10.0%
Institutions67.0%
Public & other22.9%

314 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.13.25%
Dimensional Fund Advisors LP4.91%
State Street Corporation4.18%
Vanguard Capital Management LLC4.00%
Balyasny Asset Management LP2.54%
King Luther Capital Management2.52%
Geode Capital Management, LLC2.21%
Vanguard Portfolio Management LLC1.75%

Largest institutional holders — last updated 3/31/2026.

What's expected next

Next quarter

Rev $113.0M · EPS 0.57

Est. earnings growth +14.0%

Analyst consensus estimates — not the company's own guidance.

New to these terms?

P/E ROE ROCE Margins Market cap

Browse the Learn hub →

Ask MarketChacha about STEL

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.