Is Synchrony Financial (SYF) overvalued or fairly valued?

MarketChacha shows Synchrony Financial's valuation in context — a forward P/E of about 6.9, a price-to-book of about 1.6 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is the share price of Synchrony Financial (SYF)?

Synchrony Financial last traded at $72.80 (+0.8% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

Synchrony Financial

SYF · NYSE · Financials · United States

$72.80+0.8%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 5:35 PM

Snapshot

TickerSYF

ExchangeNYSE

SectorFinancials

IndustryCredit Services

CountryUnited States

Employees20,000

HeadquartersStamford, United States

Market cap$23.7B

P/B1.6

Volume1.95M

Websitewww.synchrony.com

Filings tracked0

About Synchrony Financial

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party firms. In addition, the company provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Pandora, Polaris, Suzuki, and Sweetwater. It offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.

Profile as reported by Yahoo Finance.

Who owns it

Insiders0.3%
Institutions99.7%
Public & other0.0%

1,376 institutional holders

As reported by Yahoo Finance.

Top holders

Capital World Investors10.05%
Blackrock Inc.9.06%
Vanguard Capital Management LLC6.72%
Vanguard Portfolio Management LLC5.50%
State Street Corporation5.27%
Bank of America Corporation4.78%
Geode Capital Management, LLC2.96%
Goldman Sachs Group Inc2.85%

Largest institutional holders, as reported by Yahoo Finance (as of 3/31/2026).

What's expected next

Next quarter

Rev $3.9B · EPS 2.18

Est. earnings growth +0.8%

Next fiscal year

Rev $16.0B · EPS 10.48

Est. earnings growth +12.4%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

$63.0852-wk range$88.77

Delayed · as reported by Yahoo Finance

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Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.