Is Bancorp Inc. (TBBK) overvalued or fairly valued?

MarketChacha shows Bancorp Inc.'s valuation in context — a trailing P/E of about 13.1, a forward P/E of about 8.2, a price-to-book of about 4.0 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Bancorp Inc.'s reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.04×) from reported figures — education, not a rating.

What is Bancorp Inc.'s revenue?

Bancorp Inc. reported revenue of $141.1M for FY2025, with net profit of $228.2M, per official filings.

What is the share price of Bancorp Inc. (TBBK)?

Bancorp Inc. last traded at $66.31 (-1.1% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

Bancorp Inc.

TBBK · NYSE · Financials · United States

$66.31-1.1%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 7:34 PM

Snapshot

TickerTBBK

ExchangeNYSE

SectorFinancials

IndustryBanks - Regional

CountryUnited States

Employees733

HeadquartersWilmington, United States

Market cap$2.8B

P/E (TTM)13.1

P/B4.0

Volume201.88K

Websitewww.thebancorp.com

Filings tracked3

About Bancorp Inc.

The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, money market, and commercial accounts. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; financing to investment advisors; Small Business Administration loan; lease financing for commercial and government vehicle fleets; commercial real estate bridge loans, as well as consumer fintech loans comprising short-term extensions of credit, including secured credit card loans, payroll advances, and others. In addition, it offers automated clearing house (ACH) bill, and other payment services; debit and prepaid card issuing services; card and bill payment; account services; data processing services, check imaging, loan processing, electronic bill payment and statement rendering; call center customer support; access to automated teller machine networks; bank accounting and general ledger system; data warehousing services; and software development services. The company was incorporated in 1999 and is headquartered in Wilmington, Delaware.

Profile as reported by Yahoo Finance.

Who owns it

Insiders6.1%
Institutions93.9%
Public & other0.0%

390 institutional holders

As reported by Yahoo Finance.

Top holders

Blackrock Inc.14.68%
State Street Corporation6.68%
American Century Companies Inc6.36%
FMR, LLC4.56%
Vanguard Capital Management LLC4.28%
Nantahala Capital Management, LLC3.32%
Dimensional Fund Advisors LP3.20%
Geode Capital Management, LLC3.20%

Largest institutional holders, as reported by Yahoo Finance (as of 3/31/2026).

Forensic scorecard

Margin has compressed by about 32.1 points over the period — profitability is trending down.

Cash conversion1.04×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend193.8% → 161.7%

Margin has compressed by about 32.1 points over the period — profitability is trending down.

Return on equity33.1%

Latest ROE of 33.1% — capital is generating a healthy return.

Growth qualityrev 19% · PAT 9%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $89.8M · EPS 1.43

Est. earnings growth +21.2%

Next fiscal year

Rev $362.0M · EPS 8.07

Est. earnings growth +36.5%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

$50.2052-wk range$81.65

Delayed · as reported by Yahoo Finance

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Market cap

$2.8B

Day change

-1.1%

P/E (TTM)

13.1

Fwd P/E

8.2

P/B

4.0

Beta

1.20

Revenue (FY2025)

$141.1M

Net margin

161.7%

ROE

33.1%

Revenue CAGR (2y)

+19.3%

Profit CAGR (2y)

+8.9%

EPS (FY2025)

4.92

Net profit (FY2025)

$228.2M

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

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Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$141.1M	$228.2M	4.92	161.7%	33.1%
FY2024	$116.8M	$217.5M	4.29	186.3%	27.5%
FY2023	$99.2M	$192.3M	3.49	193.8%	23.8%

Quarterly

Period	Net profit	EPS
2026Q1	$60.1M	1.41
2025Q3	$54.9M	1.18
2025Q2	$59.8M	1.27
2025Q1	$57.2M	1.19
2024Q3	$51.5M	1.04
2024Q2	$53.7M	1.05
2024Q1	$56.4M	1.06
2023Q3	$50.1M	0.92
2023Q2	$49.0M	0.89
2023Q1	$49.1M	0.88

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Shareholder vote results
SEC6/1/2026material
10-Q filing
SEC5/6/2026
8-K — Results of operations, Reg FD disclosure
SEC4/23/2026material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.