Is Bancorp Inc. (TBBK) overvalued or fairly valued?

MarketChacha shows Bancorp Inc.'s valuation in context — a trailing P/E of about 9.3, a forward P/E of about 6.2, a price-to-book of about 2.9 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Bancorp Inc.'s reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.04×) from reported figures — education, not a rating.

What is Bancorp Inc.'s revenue?

Bancorp Inc. reported revenue of $141.1M for FY2025, with net profit of $228.2M, per official filings.

What is the share price of Bancorp Inc. (TBBK)?

Bancorp Inc. last traded at $49.38 (-0.4% on the day), as of 10/19/2026 — a delayed quote shown for education, not investment advice.

Bancorp Inc.

TBBK · NYSE · Financials · United States

Snapshot

TickerTBBK

ExchangeNYSE

SectorFinancials

IndustryBanks - Regional

CountryUnited States

Employees733

HeadquartersWilmington, United States

Websitewww.thebancorp.com

Filings tracked15

About Bancorp Inc.

The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, money market, and commercial accounts. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; financing to investment advisors; Small Business Administration loan; lease financing for commercial and government vehicle fleets; commercial real estate bridge loans, as well as consumer fintech loans comprising short-term extensions of credit, including secured credit card loans, payroll advances, and others. In addition, it offers automated clearing house (ACH) bill, and other payment services; debit and prepaid card issuing services; card and bill payment; account services; data processing services, check imaging, loan processing, electronic bill payment and statement rendering; call center customer support; access to automated teller machine networks; bank accounting and general ledger system; data warehousing services; and software development services. The company was incorporated in 1999 and is headquartered in Wilmington, Delaware.

Who owns it

Insiders6.2%
Institutions93.8%
Public & other0.0%

396 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.14.85%
American Century Companies Inc8.80%
State Street Corporation6.62%
Vanguard Capital Management LLC4.34%
Geode Capital Management, LLC3.41%
Dimensional Fund Advisors LP3.29%
Nantahala Capital Management, LLC3.04%
Brown Advisory Inc.2.79%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

Margin has compressed by about 32.1 points over the period — profitability is trending down.

Cash conversion1.04×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend193.8% → 161.7%

Margin has compressed by about 32.1 points over the period — profitability is trending down.

Return on equity33.1%

Latest ROE of 33.1% — capital is generating a healthy return.

Growth qualityrev 19% · PAT 9%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $90.5M · EPS 1.70

Est. earnings growth +32.8%

Next fiscal year

Rev $362.4M · EPS 8.00

Est. earnings growth +33.8%

Analyst consensus estimates — not the company's own guidance.

New to these terms?

P/E ROE ROCE Margins Market cap

Browse the Learn hub →

Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$141.1M

Net margin

161.7%

ROE

33.1%

Revenue CAGR (2y)

+19.3%

Profit CAGR (2y)

+8.9%

EPS (FY2025)

4.92

Net profit (FY2025)

$228.2M

Ask MarketChacha about TBBK

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$141.1M	$228.2M	4.92	161.7%	33.1%
FY2024	$116.8M	$217.5M	4.29	186.3%	27.5%
FY2023	$99.2M	$192.3M	3.49	193.8%	23.8%

Quarterly

Period	Net profit	EPS
2026Q2	$60.7M	1.45
2026Q1	$60.1M	1.41
2025Q3	$54.9M	1.18
2025Q2	$59.8M	1.27
2025Q1	$57.2M	1.19
2024Q3	$51.5M	1.04
2024Q2	$53.7M	1.05
2024Q1	$56.4M	1.06
2023Q3	$50.1M	0.92
2023Q2	$49.0M	0.89
2023Q1	$49.1M	0.88

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Costs from exit/disposal, Executive/director change, Reg FD disclosure, Exhibits
SEC9/4/2026material
10-Q filing
SEC8/6/2026
8-K — Reg FD disclosure, Exhibits
SEC8/3/2026material
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC7/30/2026material
8-K — Shareholder vote results
SEC6/1/2026material
10-Q filing
SEC5/6/2026
8-K — Results of operations, Reg FD disclosure
SEC4/23/2026material
10-K filing
SEC2/25/2026
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC1/29/2026material

2025

10-Q filing
SEC11/10/2025
8-K — Exhibits
SEC11/3/2025material
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC10/30/2025material
8-K — Material agreement, Material financial obligation, Reg FD disclosure, Exhibits
SEC8/18/2025material
10-Q filing
SEC8/8/2025
8-K — Reg FD disclosure, Exhibits
SEC8/4/2025material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.