Is Triumph Financial (TFIN) overvalued or fairly valued?

MarketChacha shows Triumph Financial's valuation in context — a trailing P/E of about 94.8, a forward P/E of about 26.0, a price-to-book of about 2.1 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Triumph Financial's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (2.25×) from reported figures — education, not a rating.

What is the share price of Triumph Financial (TFIN)?

Triumph Financial last traded at $81.49 (+2.9% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

Triumph Financial

TFIN · NYSE · Financials · United States

$81.49+2.9%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 7:31 PM

Snapshot

TickerTFIN

ExchangeNYSE

SectorFinancials

IndustryBanks - Regional

CountryUnited States

Employees1,450

HeadquartersDallas, United States

Market cap$1.9B

P/E (TTM)94.8

P/B2.1

Volume466.68K

Websitetriumph.io

Filings tracked6

About Triumph Financial

Triumph Financial, Inc., a financial holding company, provides banking, factoring, payments, and intelligence services in the United States. It offers deposit products, including checking, savings, money market, and certificates of deposit; and loan products, such as commercial real estate, commercial construction, land, and land development, residential real estate, agriculture, and consumer loans, as well as commercial and industrial loans, equipment loans, asset-based loans, business loans for working capital and operational purposes, and liquid credit loans. The company also provides electronic banking services, debit cards, insurance brokerage services, mortgage warehouse facilities, and transportation factoring services; payment, audit, and other banking services for the over the road trucking industry; and LoadPay product, a digital bank account developed for Carriers, as well as provides service and performance scoring and benchmarking to the over-the-road trucking industry. The company was formerly known as Triumph Bancorp, Inc. and changed its name to Triumph Financial, Inc. in December 2022. Triumph Financial, Inc. was incorporated in 2003 and is headquartered in Dallas, Texas.

Profile as reported by Yahoo Finance.

Who owns it

Insiders5.4%
Institutions94.6%
Public & other0.0%

309 institutional holders

As reported by Yahoo Finance.

Top holders

Blackrock Inc.13.90%
Kayne Anderson Rudnick Investment Management LLC8.25%
State Street Corporation6.10%
AltraVue Capital, LLC6.01%
Thrivent Financial For Lutherans5.63%
Vanguard Capital Management LLC4.20%
Vanguard Portfolio Management LLC3.67%
Dimensional Fund Advisors LP3.50%

Largest institutional holders, as reported by Yahoo Finance (as of 3/31/2026).

Forensic scorecard

Latest ROE of 2.7% is on the low side — the business earns a modest return on shareholder capital.

Cash conversion2.25×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Return on equity2.7%

Latest ROE of 2.7% is on the low side — the business earns a modest return on shareholder capital.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $118.5M · EPS 0.57

Est. earnings growth +158.5%

Next fiscal year

Rev $507.8M · EPS 3.13

Est. earnings growth +66.7%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

$46.4352-wk range$83.52

Delayed · as reported by Yahoo Finance

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Market cap

$1.9B

Day change

+2.9%

P/E (TTM)

94.8

Fwd P/E

26.0

P/B

2.1

ROE

2.7%

Profit CAGR (2y)

-21.4%

EPS (FY2025)

0.93

Net profit (FY2025)

$25.4M

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

Ask MarketChacha about TFIN

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Net profit	EPS	ROE
FY2025	$25.4M	0.93	2.7%
FY2024	$16.1M	0.54	1.8%
FY2023	$41.1M	1.61	4.8%

Quarterly

Period	Net profit	EPS
2026Q2	$11.4M	0.44
2026Q1	$6.4M	0.23
2025Q3	$1.7M	0.04
2025Q2	$4.4M	0.15
2025Q1	$17,000	-0.03
2024Q3	$5.3M	0.19
2024Q2	$2.7M	0.08
2024Q1	$4.2M	0.14
2023Q3	$12.8M	0.51
2023Q2	$7.7M	0.29
2023Q1	$11.0M	0.43

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Results of operations, Exhibits
SEC7/21/2026material
10-Q filing
SEC7/21/2026
8-K — Other events, Exhibits
SEC5/29/2026material
8-K — Shareholder vote results, Exhibits
SEC4/23/2026material
8-K — Results of operations, Exhibits
SEC4/21/2026material
10-Q filing
SEC4/21/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.