Why did Ujjivan Small Finance Bank (UJJIVANSFB) stock move recently?

On 7/23/2026, Ujjivan Small Finance Bank moved +5.7% — Ujjivan Small Finance Bank shares rose after reporting strong Q1 FY27 results with net profit jumping over 200% YoY to ~₹317 crore and NII up 38%, plus management raising FY27 RoA guidance to 1.8-2% from 1.6% earlier. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is Ujjivan Small Finance Bank (UJJIVANSFB) overvalued or fairly valued?

MarketChacha shows Ujjivan Small Finance Bank's valuation in context — a forward P/E of about 8.8, a price-to-book of about 1.8 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Ujjivan Small Finance Bank's revenue?

Ujjivan Small Finance Bank reported revenue of ₹6,931 Cr for FY2026, with net profit of ₹693 Cr, per official filings.

What is the share price of Ujjivan Small Finance Bank (UJJIVANSFB)?

Ujjivan Small Finance Bank last traded at ₹64.51 (+2.4% on the day), as of 9/4/2026 — a delayed quote shown for education, not investment advice.

Ujjivan Small Finance Bank

UJJIVANSFB · NSE · Banking · India

Snapshot

TickerUJJIVANSFB

ExchangeNSE

SectorBanking

IndustryBanks - Regional

CountryIndia

Employees26,555

HeadquartersBengaluru, India

Websitewww.ujjivansfb.bank.in

Filings tracked9

About Ujjivan Small Finance Bank

Ujjivan Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, and Corporate/Wholesale Banking segments. It provides current, savings, salary, TACS savings and current, and NRI accounts; and fixed, recurring, TASC fixed, NRI and NRO fixed, and tax saver fixed deposits, as well as two wheeler loan. The company's loan products include home and micro mortgages, including home purchase and home construction, composite home, home improvement, and home equity loans; micro mortgages, business loan, and loan against property; vehicle loans, such as two-wheeler loan, electric three-wheeler loan, and dealer trade advance; micro loans, including group and individual loans; agricultural loans; micro, small, and medium enterprises loans and overdrafts; and gold and staff loans. In addition, it provides mobile, personal net, SMS and missed call, phone, video, and WhatsApp banking; ATMs and cash deposit machines; statements services; life, health, and general insurances; credit and debit cards; and safe deposit lockers. Additionally, the company is involved in retail forex and trade services. Ujjivan Small Finance Bank Limited was incorporated in 2016 and is headquartered in Bengaluru, India.

Who owns it

Promoters0.0%
Institutions38.9%
Public & other61.0%

64 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

Margin has compressed by about 19.5 points over the period — profitability is trending down.

Net margin trend33.5% → 13.9%

Margin has compressed by about 19.5 points over the period — profitability is trending down.

Growth qualityrev 11% · PAT -11%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹1,556 Cr

Next fiscal year

Rev ₹7,426 Cr · EPS 7.30

Est. earnings growth +19.0%

Analyst consensus estimates — not the company's own guidance.

New to these terms?

P/E ROE ROCE Margins Market cap

Browse the Learn hub →

Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 5

Revenue (FY2026)

₹4,979 Cr

Net margin

13.9%

Revenue CAGR (3y)

+14.8%

Profit CAGR (3y)

-14.3%

Net profit (FY2026)

₹693 Cr

Ask MarketChacha about UJJIVANSFB

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Jul 23, 2026
Ujjivan Small Finance Bank shares rose after reporting strong Q1 FY27 results with net profit jumping over 200% YoY to ~₹317 crore and NII up 38%, plus management raising FY27 RoA guidance to 1.8-2% from 1.6% earlier.
source 1 ↗source 2 ↗· confidence: high

Daily moves with the verified reason behind them. Education only — not investment advice.

Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹4,979 Cr	₹693 Cr	13.9%
FY2025	₹4,482 Cr	₹726 Cr	16.2%
FY2024	₹4,196 Cr	₹1,282 Cr	30.5%
FY2023	₹3,287 Cr	₹1,100 Cr	33.5%

Quarterly

Period	Revenue	Net profit	Net margin
Q1 FY27	₹1,443 Cr	₹317 Cr	21.9%
Q4 FY26	₹1,400 Cr	₹282 Cr	20.1%
Q3 FY26	₹1,296 Cr	₹186 Cr	14.3%
Q2 FY26	₹1,178 Cr	₹122 Cr	10.3%
Q1 FY26	₹1,105 Cr	₹103 Cr	9.3%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

RBI Approval For Appointment Of Interim CEO
RBI Approval for appointment of interim CEO
BSE9/1/2026
Change in Directorate
Intimation regarding Change in Directorate
BSE9/1/2026
Earnings Call Transcript
Transcript of Quarterly Earnings Call held on July 23, 2026
BSE7/28/2026
Shareholder Meeting / Postal Ballot-Scrutinizer''s Report
Voting Results and Scrutinizer''s Report dated July 24, 2026
BSE7/24/2026material
Shareholder Meeting / Postal Ballot-Outcome of AGM
Outcome and proceedings of 10th AGM held on July 24, 2026
BSE7/24/2026material
Investor Presentation
Investor Presentation on financial performance of the Bank for the quarter ended June 30, 2026
BSE7/23/2026
Press Release / Media Release
Press Release on financial performance of the Bank for the quarter ended June 30, 2026
BSE7/23/2026
Financial Results For The Quarter Ended June 30, 2026
Financial Results for the quarter ended June 30, 2026
BSE7/23/2026
Board Meeting Outcome for Financial Results For The Quarter Ended June 30, 2026
Financial Results for the quarter ended June 30, 2026
BSE7/23/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.