Why did Union Bank of India (UNIONBANK) stock move recently?

On 7/22/2026, Union Bank of India moved -3.1% — Union Bank of India shares fell 3.11% with no specific company catalyst identified in filings or credible coverage; the transcript of the July 15 earnings call was released the prior day and earlier reports highlighted strong Q1 profit growth and bullish technical signals. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is Union Bank of India (UNIONBANK) overvalued or fairly valued?

MarketChacha shows Union Bank of India's valuation in context — a forward P/E of about 7.0, a price-to-book of about 1.0 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is Union Bank of India's revenue?

Union Bank of India reported revenue of ₹1,05,992 Cr for FY2026, with net profit of ₹18,697 Cr, per official filings.

What is the share price of Union Bank of India (UNIONBANK)?

Union Bank of India last traded at ₹187.22 (+0.2% on the day), as of 9/4/2026 — a delayed quote shown for education, not investment advice.

Union Bank of India

UNIONBANK · NSE · Banking/PSU · India

Snapshot

TickerUNIONBANK

ExchangeNSE

SectorBanking/PSU

IndustryBanks - Regional

CountryIndia

Employees73,885

HeadquartersMumbai, India

Websitewww.unionbankofindia.bank.in

Filings tracked11

About Union Bank of India

Union Bank of India provides banking products and services in India. It operates in four segments: Treasury Operations, Retail Banking Operations, Corporate and Wholesale Banking, and Other Banking Operations. The company provides its products and services to individuals, commercial enterprises, large corporates, public bodies, and institutional customers. Union Bank of India was incorporated in 1919 and is headquartered in Mumbai, India.

Who owns it

Promoters74.8%
Institutions14.9%
Public & other10.3%

202 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend17.8% → 33.3%

Margin has expanded by about 15.5 points — the business is getting more profitable.

Growth qualityrev 4% · PAT 22%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹15,297 Cr · EPS 5.89

Est. earnings growth -10.3%

Next fiscal year

Rev ₹66,750 Cr · EPS 26.78

Est. earnings growth +5.2%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Revenue (FY2026)

₹56,094 Cr

Net margin

33.3%

Revenue CAGR (3y)

+5.8%

Profit CAGR (3y)

+30.4%

Net profit (FY2026)

₹18,697 Cr

Ask MarketChacha about UNIONBANK

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Jul 22, 2026
Union Bank of India shares fell 3.11% with no specific company catalyst identified in filings or credible coverage; the transcript of the July 15 earnings call was released the prior day and earlier reports highlighted strong Q1 profit growth and bullish technical signals.
source 1 ↗source 2 ↗· confidence: low

Daily moves with the verified reason behind them. Education only — not investment advice.

Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹56,094 Cr	₹18,697 Cr	33.3%
FY2025	₹57,027 Cr	₹17,987 Cr	31.5%
FY2024	₹52,651 Cr	₹13,648 Cr	25.9%
FY2023	₹47,398 Cr	₹8,433 Cr	17.8%

Quarterly

Period	Revenue	Net profit	Net margin
Q1 FY27	₹14,640 Cr	₹5,332 Cr	36.4%
Q4 FY26	₹14,818 Cr	₹5,316 Cr	35.9%
Q3 FY26	₹13,869 Cr	₹5,017 Cr	36.2%
Q2 FY26	₹13,808 Cr	₹4,249 Cr	30.8%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Credit Rating
Reporting under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
BSE8/27/2026material
Credit Rating
Reporting under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
BSE8/27/2026material
Disclosures Under SEBI (LODR) Regulations, 2015
Disclosures under SEBI (LODR) Regulations, 2015
BSE8/25/2026
Credit Rating
Reporting under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
BSE8/21/2026material
Credit Rating
Reporting under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations,2015.
BSE8/21/2026material
Investor Presentation
Investor/Analyst Meet-Debt Investors Roadshow update
BSE8/21/2026
Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations, 2015, As Amended.
Disclosure under Regulation 30 of the SEBI (LODR) Regulations, 2015.
BSE8/18/2026
Board Meeting Outcome for Outcome Of The Meeting Of The Board Of Directors For Debt Fund Raising Held On July 30, 2026
Outcome of the Meeting of the Board of Directors for Debt Fund raising held on July 30, 2026
BSE7/30/2026
Board Meeting Intimation for Notice Of Meeting Of Board Of Directors Of The Bank Scheduled On Wednesday, July 30, 2026
Union Bank Of Indiahas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 30/07/2026 ,inter alia, to consider and approve to consider amongst others, ....
BSE7/27/2026material
Certificate For Timely Coupon Payment For Bond Having ISIN INE692A08193
Certificate for timely coupon payment for Bond having ISIN INE692A08193
BSE7/27/2026
Union Bank Of India Informed The Exchanges About Transcript Of Post Earnings Call Held On 15-07-2026
Union Bank of India informed the Exchange about Transcript of Post Earning Call held on 15-07-2026
BSE7/21/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.