Is Union Pacific Corporation (UNP) overvalued or fairly valued?

MarketChacha shows Union Pacific Corporation's valuation in context — a trailing P/E of about 23.2, a forward P/E of about 20.2, a price-to-book of about 8.2 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Union Pacific Corporation's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.33×) from reported figures — education, not a rating.

What is Union Pacific Corporation's revenue?

Union Pacific Corporation reported revenue of $24.5B for FY2025, with net profit of $7.1B, per official filings.

What is the share price of Union Pacific Corporation (UNP)?

Union Pacific Corporation last traded at $287.01 (-0.7% on the day), as of 10/19/2026 — a delayed quote shown for education, not investment advice.

Union Pacific Corporation

UNP · NYSE · Industrials · United States

Snapshot

TickerUNP

ExchangeNYSE

SectorIndustrials

IndustryRailroads

CountryUnited States

Employees28,716

HeadquartersOmaha, United States

Websitewww.up.com

Filings tracked16

About Union Pacific Corporation

Union Pacific Corporation, through its subsidiary, Union Pacific Railroad Company, operates in the railroad business in the United States. It offers transportation services for grain and grain products, fertilizers, food and refrigerated products, and coal and renewables to grain processors, animal feeders, and ethanol and renewable biofuel producers; and construction products, industrial chemicals, plastics, forest products, specialized products, metals and ores, petroleum, liquid petroleum gases, soda ash, and sand, as well as finished automobiles, automotive parts, and merchandise in intermodal containers. The company was founded in 1862 and is headquartered in Omaha, Nebraska.

Who owns it

Insiders0.1%
Institutions91.5%
Public & other8.5%

3,635 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.8.06%
Vanguard Capital Management LLC6.53%
State Street Corporation4.69%
Capital World Investors4.57%
Capital Research Global Investors2.88%
Geode Capital Management, LLC2.71%
JPMORGAN CHASE & CO2.64%
Morgan Stanley2.45%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Cash conversion1.33×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend26.4% → 29.1%

Margin has expanded by about 2.7 points — the business is getting more profitable.

Return on equity38.7%

Latest ROE of 38.7% — capital is generating a healthy return.

Growth qualityrev 1% · PAT 6%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $6.9B · EPS 3.29

Est. earnings growth +15.2%

Next fiscal year

Rev $28.4B · EPS 14.24

Est. earnings growth +8.7%

Analyst consensus estimates — not the company's own guidance.

New to these terms?

P/E ROE ROCE Margins Market cap

Browse the Learn hub →

Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$24.5B

Net margin

29.1%

ROE

38.7%

Revenue CAGR (2y)

+0.8%

Profit CAGR (2y)

+5.8%

EPS (FY2025)

11.98

Net profit (FY2025)

$7.1B

Ask MarketChacha about UNP

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$24.5B	$7.1B	11.98	29.1%	38.7%
FY2024	$24.3B	$6.7B	11.09	27.8%	39.9%
FY2023	$24.1B	$6.4B	10.45	26.4%	43.1%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	$6.9B	$2.0B	3.36	29.0%
2026Q1	$6.2B	$1.7B	2.87	27.4%
2025Q3	$6.2B	$1.8B	3.01	28.6%
2025Q2	$6.2B	$1.9B	3.15	30.5%
2025Q1	$6.0B	$1.6B	2.70	27.0%
2024Q3	$6.1B	$1.7B	2.75	27.4%
2024Q2	$6.0B	$1.7B	2.74	27.9%
2024Q1	$6.0B	$1.6B	2.69	27.2%
2023Q3	$5.9B	$1.5B	2.51	25.7%
2023Q2	$6.0B	$1.6B	2.57	26.3%
2023Q1	$6.1B	$1.6B	2.67	26.9%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

10-Q filing
SEC7/23/2026
8-K — Results of operations, Exhibits
SEC7/23/2026material
8-K — Shareholder vote results
SEC5/18/2026material
8-K — Results of operations, Exhibits
SEC4/23/2026material
10-Q filing
SEC4/23/2026
10-K filing
SEC2/6/2026
8-K — Results of operations, Exhibits
SEC1/27/2026material

2025

8-K — Reg FD disclosure, Exhibits
SEC12/19/2025material
8-K — Executive/director change, Reg FD disclosure, Exhibits
SEC12/12/2025material
8-K — Shareholder vote results, Other events, Exhibits
SEC11/17/2025material
8-K — Other events
SEC11/6/2025material
8-K — Results of operations, Exhibits
SEC10/23/2025material
10-Q filing
SEC10/23/2025
8-K — Reg FD disclosure
SEC9/10/2025material
8-K — Other events, Exhibits
SEC7/29/2025material
8-K — Material agreement, Exhibits
SEC7/29/2025material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.