Is Wells Fargo (WFC) overvalued or fairly valued?

MarketChacha shows Wells Fargo's valuation in context — a trailing P/E of about 12.0, a forward P/E of about 10.4, a price-to-book of about 1.5 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is the share price of Wells Fargo (WFC)?

Wells Fargo last traded at $82.36 (-1.8% on the day), as of 10/19/2026 — a delayed quote shown for education, not investment advice.

Wells Fargo

WFC · NYSE · Banking · United States

Snapshot

TickerWFC

ExchangeNYSE

SectorBanking

IndustryBanks - Diversified

CountryUnited States

Employees194,369

HeadquartersSan Francisco, United States

Websitewww.wellsfargo.com

Filings tracked24

About Wells Fargo

Wells Fargo & Company, a financial services company, provides diversified banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management. The company's financial products and services includes checking and savings accounts, and credit and debit cards, as well as home, auto, personal, and small business lending services. It also provides personalized wealth management, brokerage, financial planning, lending, private banking, trust and fiduciary products and services; and financial solutions to private, family owned and public companies through products and services including banking and credit products across multiple industry sectors and municipalities, secured lending and lease products, and treasury management. In addition, it offers a suite of capital markets, banking, and financial products and services, such as corporate banking, investment banking, treasury management, commercial real estate lending and servicing, equity, and fixed income solutions, as well as sales, trading, and research capabilities services to corporate, commercial real estate, government, and institutional clients. Wells Fargo & Company was founded in 1852 and is headquartered in San Francisco, California.

Who owns it

Insiders0.1%
Institutions79.4%
Public & other20.5%

3,539 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.8.29%
Vanguard Capital Management LLC6.61%
FMR, LLC5.04%
State Street Corporation4.50%
JPMORGAN CHASE & CO3.78%
Capital Research Global Investors2.53%
Geode Capital Management, LLC2.44%
Vanguard Portfolio Management LLC2.05%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

Over 3 years only 0.41× of reported profit became operating cash — the classic sign that headline earnings may be running ahead of the cash actually generated. Often explained by working capital funding growth; worth a closer look.

Cash conversion0.41×

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $22.8B · EPS 1.79

Est. earnings growth +12.4%

Next fiscal year

Rev $92.9B · EPS 8.06

Est. earnings growth +11.4%

Analyst consensus estimates — not the company's own guidance.

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

ROE

11.8%

Profit CAGR (2y)

+5.6%

EPS (FY2025)

6.26

Net profit (FY2025)

$21.3B

Ask MarketChacha about WFC

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On MarketChacha

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Financials

Yearly

Period	Net profit	EPS	ROE
FY2025	$21.3B	6.26	11.8%
FY2024	$19.7B	5.37	11.0%
FY2023	$19.1B	4.83	10.3%

Quarterly

Period	Net profit	EPS
2026Q2	$6.4B	2.00
2026Q1	$5.3B	1.60
2025Q3	$5.6B	1.66
2025Q2	$5.5B	1.60
2025Q1	$4.9B	1.39
2024Q3	$5.1B	1.42
2024Q2	$4.9B	1.33
2024Q1	$4.6B	1.20
2023Q3	$5.8B	1.48
2023Q2	$4.9B	1.25
2023Q1	$5.0B	1.23

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Bylaw/charter change, Exhibits
SEC8/19/2026material
10-Q — FORM 10-Q
SEC7/28/2026
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC7/14/2026material
8-K — Exhibits
SEC5/20/2026material
8-K — Executive/director change, Shareholder vote results, Exhibits
SEC4/30/2026material
10-Q — FORM 10-Q
SEC4/29/2026
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC4/14/2026material
8-K — Bylaw/charter change, Exhibits
SEC3/18/2026material
8-K — Bylaw/charter change, Exhibits
SEC3/17/2026material
8-K — Other events, Exhibits
SEC2/25/2026material
10-K — FORM 10-K
SEC2/24/2026
8-K — Exhibits
SEC2/13/2026material
8-K — Other events
SEC1/29/2026material
8-K — Exhibits
SEC1/23/2026material
8-K — Other events, Exhibits
SEC1/22/2026material
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC1/14/2026material

2025

8-K — Other events, Exhibits
SEC12/12/2025material
10-Q — FORM 10-Q
SEC10/31/2025
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC10/14/2025material
8-K — Exhibits
SEC9/15/2025material
8-K — Exhibits
SEC8/28/2025material
10-Q — FORM 10-Q
SEC8/5/2025
8-K — Executive/director change, Bylaw/charter change, Exhibits
SEC7/31/2025material
8-K — Exhibits
SEC7/29/2025material

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.