Is ICICI Bank (ICICIBANK) overvalued or fairly valued?

MarketChacha shows ICICI Bank's valuation in context — a forward P/E of about 15.3, a price-to-book of about 2.7 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is ICICI Bank's revenue?

ICICI Bank reported revenue of ₹1,69,946 Cr for FY2026, with net profit of ₹50,147 Cr, per official filings.

What is the share price of ICICI Bank (ICICIBANK)?

ICICI Bank last traded at ₹1,437.90 (-0.5% on the day), as of 7/29/2026 — a delayed quote shown for education, not investment advice.

ICICI Bank

ICICIBANK · NSE · Banking · India

Snapshot

TickerICICIBANK

ExchangeNSE

SectorBanking

IndustryBanks - Regional

CountryIndia

Employees1,24,029

HeadquartersMumbai, India

Websitewww.icici.bank.in

Filings tracked22

About ICICI Bank

ICICI Bank Limited, together with its subsidiaries, engages in the provision of various banking and financial services to corporate and retail customers in India and internationally. The company operates through Retail Banking, Wholesale Banking, Treasury, Other Banking, Life Insurance, General Insurance, and Others segments. The company offers asset management, securities brokerage, private equity, foreign exchange, agricultural and rural banking, equities underwriting, depositary share accounts, consumer durable goods financing, corporate salary and current account, savings and sovereign gold bonds, insurance policies, public offerings, investment, credit and protection, retail inward remittances, certificates of deposits, and payment and transaction banking products and services. It is also involved in the fee and commission-based activities; distribution of financial products; venture capital and real estate fund management business; treasury and rural banking operations; financial solutions; working capital financing; I-Process services, mutual funds, investment banking, and pension funds; and advisory activities. In addition, the company provides savings, salary, capital gains scheme, Hindu undivided family savings, real estate regulatory authority, government e-marketplace, current, trade, escrow, and foreign currency accounts. Further, it offers personal, home, car, education, gold, automobile, and commercial business loans, as well as loans against time deposits, securities, and property; and working capital loans, as well as credit, debit, prepaid, travel, forex, commercial, and corporate cards. Additionally, the company provides fixed income products; investment products; payments; general, accident, life, health, vehicle, and travel insurance products; cash management and merchant services; capital market and securities market services; and forex, derivatives, bullion, and bonds. The company was founded in 1955 and is headquartered in Mumbai, India.

Who owns it

Promoters3.3%
Institutions59.3%
Public & other37.5%

428 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend25.1% → 29.5%

Margin has expanded by about 4.4 points — the business is getting more profitable.

Growth qualityrev 8% · PAT 14%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (BSE (official results filing)). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹34,890 Cr · EPS 18.37

Est. earnings growth +17.6%

Next fiscal year

Rev ₹1,57,104 Cr · EPS 94.00

Est. earnings growth +16.7%

Analyst consensus estimates — not the company's own guidance.

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Financials at a glance

Source: BSE (official results filing)

Annual

Quarterly · last 5

Revenue (FY2026)

₹1,69,946 Cr

Net margin

29.5%

Revenue CAGR (3y)

+7.8%

Profit CAGR (3y)

+13.8%

EPS (FY2026)

70.21

Net profit (FY2026)

₹50,147 Cr

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On MarketChacha

Posts about ICICIBANK

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin
FY2026	₹1,69,946 Cr	₹50,147 Cr	70.21	29.5%
FY2025	₹2,05,559 Cr	₹47,227 Cr	—	23.0%
FY2024	₹1,61,930 Cr	₹44,256 Cr	—	27.3%
FY2023	₹1,35,635 Cr	₹34,037 Cr	—	25.1%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	₹45,671 Cr	₹14,805 Cr	20.65	32.4%
2026Q1	₹43,275 Cr	₹13,702 Cr	19.15	31.7%
2025Q4	₹29,300 Cr	₹11,318 Cr	—	38.6%
2025Q3	₹29,105 Cr	₹12,359 Cr	—	42.5%
2025Q2	₹30,139 Cr	₹12,768 Cr	—	42.4%

Figures as reported, in ₹ (crore). Source: BSE (official results filing).

Filings & announcements

2026

Allotment of ESOP / ESPS
Allotment of 948,479 equity shares at FV Rs. 2 each under ICICI Bank Employees Stock Option Scheme 2000.
BSE7/28/2026
Credit Rating
In continuation to the disclosure made by ICICI Bank Limited ("Bank") earlier in the day, please note that Moody''s Ratings and S&P Global Ratings have vide letters dated July 24, 2026, ....
BSE7/24/2026material
Disclosure Under Regulation 30 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations, 2015
This is to inform you that ICICI Bank Limited (Bank), acting through its IFSC Banking Unit, has today at 1:33 a.m. IST priced USD 1 billion Senior Unsecured Fixed Rate Notes (Notes) under ....
BSE7/24/2026
Transcripts Of The Call With Media And Of Earnings Call With Analysts And Investors
Please find attached the transcripts of the call with media and of earnings with analysts and investor on the financial results for the quarter ended June 30, 2026.
BSE7/23/2026
Transcripts Of The Call With Media And Of Earnings Call With Analysts And Investors.
Please find attached the transcripts of the call with media and of earnings call with analysts and investors on the financial results for the quarter ended June 30, 2026.
BSE7/23/2026
Investor Presentation
Please find attached the investor presentation which will be referred during the meetings scheduled on July 22-23, 2026, with debt market investors. The said presentation is also being ....
BSE7/22/2026
Disclosure Under Regulation 30 Read With Para A Of Schedule III And Regulation 46(2) Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations, 2015
This is to inform you that the Bank has completed the update of Global Medium Term Note Programme (Programme) on July 21, 2026, and further to the Programme update, the Bank will hold meetings ....
BSE7/21/2026
Business Responsibility and Sustainability Reporting (BRSR)
Business Responsibility and Sustainability Report 2025-26
BSE7/18/2026
Reg. 34 (1) Annual Report.
Annual Report 2025-26
BSE7/18/2026
Notice Of 32Nd Annual General Meeting And Annual Report 2025-26
Notice of 32nd Annual General Meeting and Annual Report 2025-26
BSE7/18/2026material
Investor Presentation
Please find attached the investor presentation which will be referred during the earnings call with analysts and investors for the financial results of the Bank for the quarter ended June 302, 2026.
BSE7/18/2026
Board Meeting Outcome for Outcome For Board Meeting Held On July 18, 2026
Outcome of Board Meeting held on July 18, 2026
BSE7/18/2026
Change in Directorate
Appointment of Mr. Mrugank Paranjape (DIN: 02162026) as the Non-Executive Independent Director.
BSE7/18/2026
Unaudited Financial Results Of The Bank (Standalone And Consolidated) For The Quarter Ended June 30, 2026.
Unaudited financial results of the Bank (standalone and consolidated) for the quarter ended June 30, 2026.
BSE7/18/2026
Board Meeting Update
This has reference to our earlier letter dated June 25, 2026. We wish to inform you that the Board of the Bank at its meeting scheduled on July 18, 2026, will also inter-alia consider the ....
BSE7/14/2026
Allotment of ESOP / ESPS
Allotment of 151,181 equity shares at FV Rs. 2 each under ICICI Bank Employees Stock Option Scheme 2000.
BSE7/14/2026
Allotment of ESOP / ESPS
Allotment of 152,760 equity shares at FV Rs.2 each under ICICI Bank Employees Stock Unit Scheme 2022.
BSE7/10/2026
Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015 (Listing Regulations)
Pursuant to Regulation 30 of the Listing Regulations, and in furtherance of our disclosure dated May 18, 2026, this is to inform you that ICICI Bank Limited (Bank) has entered into a Letter ....
BSE7/4/2026
Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015
This is further to the disclosure made by the Bank on February 28, 2026 with regard to purchase of up to 2.0% additional shareholding in its subsidiary, ICICI Prudential Life Insurance ....
BSE6/24/2026
Allotment of ESOP / ESPS
Allotment of 4,05,660 equity shares of face value of Rs.2 each under the ICICI Bank Employees Stock Option Scheme 2000.
BSE6/22/2026
Allotment of ESOP / ESPS
Allotment of 378,765 equity shares at FV Rs. 2 each under ICICI Bank Employee Stock Unit Scheme 2022.
BSE6/18/2026
Allotment of ESOP / ESPS
Allotment of 335,705 equity shares at FV Rs. 2 each under ICICI Bank employees Stock Option Scheme 2000.
BSE6/16/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.