Why did IDFC First Bank (IDFCFIRSTB) stock move recently?

On 7/27/2026, IDFC First Bank moved +5.1% — IDFC First Bank shares rose after the bank reported record Q1 FY27 net profit of ₹1,075 crore (up 132% YoY) on July 25, driven by 21% NII growth and lower provisions, with related press release and investor presentation also filed. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is IDFC First Bank (IDFCFIRSTB) overvalued or fairly valued?

MarketChacha shows IDFC First Bank's valuation in context — a forward P/E of about 12.7, a price-to-book of about 1.6 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is IDFC First Bank's revenue?

IDFC First Bank reported revenue of ₹40,549 Cr for FY2026, with net profit of ₹1,636 Cr, per official filings.

What is the share price of IDFC First Bank (IDFCFIRSTB)?

IDFC First Bank last traded at ₹84.84 (+0.1% on the day), as of 7/31/2026 — a delayed quote shown for education, not investment advice.

IDFC First Bank

IDFCFIRSTB · NSE · Banking · India

Snapshot

TickerIDFCFIRSTB

ExchangeNSE

SectorBanking

IndustryBanks - Regional

CountryIndia

HeadquartersMumbai, India

Websitewww.idfcfirst.bank.in

Filings tracked12

About IDFC First Bank

IDFC First Bank Limited provides various banking and financial services in India. It operates through the Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Business segments. The company offers treasury and forex solutions, including correspondent banking, FX, cross-border swift, government bonds and strips, liberalized remittance scheme, and external commercial borrowing solutions, as well as treasury solutions comprising forwards, options, and swaps. It also provides retail lending solutions, such as home loans, vehicle loans, consumer loans, education loans, personal loans, used car loans, gold loans, rural finance, and tractor finance; SME lending solutions that consist of loan against property, business banking, working capital loans, commercial vehicle loans, micro enterprise loans, trade advance, and startup banking; CASA and fixed deposits, which include current accounts, savings accounts, fixed deposits, nostro/vostro accounts, overdrafts, corporate salary accounts, accounts for ONDC, and escrow account; and NRI Banking that comprises NRE accounts, NRO accounts, seafarer accounts, FCNR deposits, and NRE/NRO deposits. In addition, the company offers wealth management and distribution solutions, including distribution of life insurance, general insurance, credit shield, health insurance, mutual funds, and AIFs; credit cards; and FASTag, such as tag issuer, toll acquirer, toll, parking, and fuel solutions. Further, it provides trade finance solutions that consist of letters of credit and discounting, bank guarantee, buyer's credit/SBLC, parking credit in foreign currency and INR, remittances, and pre and post shipment finance; supply chain financing; and transaction banking and CMS solutions. The company was formerly known as IDFC Bank Limited and changed its name to IDFC First Bank Limited in January 2019. IDFC First Bank Limited was founded in 1997 and is headquartered in Mumbai, India.

Who owns it

Promoters12.9%
Institutions34.0%
Public & other53.1%

173 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

Margin has compressed by about 10.2 points over the period — profitability is trending down.

Net margin trend14.3% → 4.0%

Margin has compressed by about 10.2 points over the period — profitability is trending down.

Growth qualityrev 33% · PAT -12%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (BSE (official results filing)). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹8,875 Cr · EPS 1.25

Est. earnings growth +119.3%

Next fiscal year

Rev ₹41,927 Cr · EPS 6.66

Est. earnings growth +42.2%

Analyst consensus estimates — not the company's own guidance.

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: BSE (official results filing)

Annual

Quarterly · last 5

Revenue (FY2026)

₹40,549 Cr

Net margin

4.0%

Revenue CAGR (3y)

+33.3%

Profit CAGR (3y)

-12.4%

EPS (FY2026)

1.93

Net profit (FY2026)

₹1,636 Cr

Ask MarketChacha about IDFCFIRSTB

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Jul 27, 2026
IDFC First Bank shares rose after the bank reported record Q1 FY27 net profit of ₹1,075 crore (up 132% YoY) on July 25, driven by 21% NII growth and lower provisions, with related press release and investor presentation also filed.
source 1 ↗source 2 ↗· confidence: high
Jul 8, 2026
IDFC First Bank shares fell 3.25% with no clear company-specific catalyst reported in filings or credible coverage; the move aligned with broader sector sentiment ahead of Q1 results.
source 1 ↗source 2 ↗· confidence: low

Daily moves with the verified reason behind them. Education only — not investment advice.

On MarketChacha

Posts about IDFCFIRSTB

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin
FY2026	₹40,549 Cr	₹1,636 Cr	1.93	4.0%
FY2025	₹26,314 Cr	₹1,525 Cr	—	5.8%
FY2024	₹22,453 Cr	₹2,957 Cr	—	13.2%
FY2023	₹17,102 Cr	₹2,437 Cr	—	14.3%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	₹11,051 Cr	₹1,075 Cr	1.25	9.7%
2026Q1	₹10,553 Cr	₹319 Cr	0.37	3.0%
2025Q4	₹10,417 Cr	₹503 Cr	0.57	4.8%
2025Q3	₹7,004 Cr	₹352 Cr	—	5.0%
2025Q2	₹7,160 Cr	₹463 Cr	—	6.5%

Figures as reported, in ₹ (crore). Source: BSE (official results filing).

Filings & announcements

2026

Audio Recording Of Earnings Call (Q1-FY27)
Link of Audio Recording of Earnings Call for Q1 - FY27
BSE7/26/2026
Record Date
Record Date - Dividend
BSE7/25/2026
Outcome Of Board Meeting -July 25, 2026
Please find the enclosed disclosure.
BSE7/25/2026
Investor Presentation
Investor Presentation - Financial results for quarter ended June 30, 2026
BSE7/25/2026
Press Release / Media Release
Press Release - Financial Results for quarter ended June 30, 2026
BSE7/25/2026
Financial Results For Quarter Ended June 30, 2026
Financial Results for the quarter ended June 30, 2026
BSE7/25/2026
Board Meeting Outcome for Board Meeting Outcome For Financial Results For Quarter Ended June 30, 2026
Outcome of Board Meeting - Financial Results of the Bank for the quarter ended June 30, 2026
BSE7/25/2026
Earnings Call For The Period Ended June 30, 2026 - Re-Sharing Of Conference Call Details
Kindly refer the attached disclosure.
BSE7/25/2026
Update on board meeting
IDFC First Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 25/07/2026 ,inter alia, to consider and approve To consider enabling proposals ....
BSE7/22/2026material
Grant Of Stock Options Under ''''IDFC FIRST Bank Limited Employee Stock Option Scheme''''
The Nomination and Remuneration Committee has approved the grant of ESOP to eligible employees of the Bank. Enclosed herewith is a detailed disclosure in this regard.
BSE7/22/2026
Allotment of ESOP / ESPS
Allotment of 21,67,979 equity shares pursuant to exercise of ESOP.
BSE7/14/2026
Provisional Numbers For Quarter Ended June 30, 2026
Please refer the enclosed disclosure regarding Provisional Numbers - Q1 FY 27
BSE7/3/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.