Why did Mastercard (MA) stock move recently?

On 7/16/2026, Mastercard moved +3.1% — Mastercard shares rose on positive new analyst coverage, with Clear Street initiating Buy ratings on the payments sector and Mastercard specifically, citing durable growth and network advantages. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is Mastercard (MA) overvalued or fairly valued?

MarketChacha shows Mastercard's valuation in context — a trailing P/E of about 34.6, a forward P/E of about 24.9, a price-to-book of about 74.8 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does Mastercard's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.14×) from reported figures — education, not a rating.

What is Mastercard's revenue?

Mastercard reported revenue of $32.8B for FY2025, with net profit of $15.0B, per official filings.

What is the share price of Mastercard (MA)?

Mastercard last traded at $566.53 (+0.7% on the day), as of 7/29/2026 — a delayed quote shown for education, not investment advice.

Mastercard

MA · NYSE · Financials · United States

Snapshot

TickerMA

ExchangeNYSE

SectorFinancials

IndustryCredit Services

CountryUnited States

Employees39,800

HeadquartersPurchase, United States

Websitewww.mastercard.com

Filings tracked15

About Mastercard

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from an existing account and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions. In addition, the company offers Mastercard Move, which partners with digital messaging and payment platforms to enable consumers to send money directly within applications to other consumers; and partners with central banks, fintechs, and financial institutions, as well as enables various cross-border payment flows. Further, it provides security solutions; marketing, personalization, and issuer and merchant loyalty services; business and operational intelligence, advanced analytics and AI, consulting and agentic solutions, and payments and portfolio optimization; digital and authentication; processing and gateway solutions; and other solutions. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus names. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

Who owns it

Insiders0.1%
Institutions91.4%
Public & other8.5%

4,760 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.7.64%
Mastercard Foundation Asset Management Corp7.44%
Vanguard Capital Management LLC5.97%
State Street Corporation4.16%
JPMORGAN CHASE & CO3.72%
FMR, LLC2.77%
Geode Capital Management, LLC2.40%
Vanguard Portfolio Management LLC2.22%

Largest institutional holders — last updated 3/31/2026.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Cash conversion1.14×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend44.6% → 45.6%

Margin has expanded by about 1.0 points — the business is getting more profitable.

Return on equity193.5%

Latest ROE of 193.5% — capital is generating a healthy return.

Growth qualityrev 14% · PAT 16%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $9.6B · EPS 5.11

Est. earnings growth +16.7%

Next fiscal year

Rev $41.7B · EPS 22.80

Est. earnings growth +15.9%

Analyst consensus estimates — not the company's own guidance.

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$32.8B

Net margin

45.6%

ROE

193.5%

Revenue CAGR (2y)

+14.3%

Profit CAGR (2y)

+15.6%

EPS (FY2025)

16.52

Net profit (FY2025)

$15.0B

Ask MarketChacha about MA

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Jul 16, 2026
Mastercard shares rose on positive new analyst coverage, with Clear Street initiating Buy ratings on the payments sector and Mastercard specifically, citing durable growth and network advantages.
source 1 ↗source 2 ↗· confidence: medium
Jul 2, 2026
Mastercard shares rose with the broader market and sector amid ongoing positive analyst sentiment, with no specific company catalyst identified in recent filings or coverage.
source 1 ↗source 2 ↗· confidence: low

Daily moves with the verified reason behind them. Education only — not investment advice.

On MarketChacha

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Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$32.8B	$15.0B	16.52	45.6%	193.5%
FY2024	$28.2B	$12.9B	13.89	45.7%	198.5%
FY2023	$25.1B	$11.2B	11.83	44.6%	161.6%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q1	$8.4B	$3.9B	4.35	46.2%
2025Q3	$8.6B	$3.9B	4.34	45.7%
2025Q2	$8.1B	$3.7B	4.07	45.5%
2025Q1	$7.3B	$3.3B	3.59	45.2%
2024Q3	$7.4B	$3.3B	3.53	44.3%
2024Q2	$7.0B	$3.3B	3.50	46.8%
2024Q1	$6.3B	$3.0B	3.22	47.4%
2023Q3	$6.5B	$3.2B	3.39	49.0%
2023Q2	$6.3B	$2.8B	3.00	45.4%
2023Q1	$5.7B	$2.4B	2.47	41.1%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

8-K — Shareholder vote results
SEC6/17/2026material
8-K — Other events, Exhibits
SEC6/8/2026material
8-K — Executive/director change, Exhibits
SEC6/2/2026material
8-K — Executive/director change, Exhibits
SEC5/7/2026material
8-K — Results of operations, Exhibits
SEC4/30/2026material
10-Q filing
SEC4/30/2026
10-K filing
SEC2/11/2026
8-K — Executive/director change
SEC2/5/2026material
8-K — Results of operations, Exhibits
SEC1/29/2026material

2025

8-K — Material agreement
SEC11/12/2025material
8-K — Other events, Exhibits
SEC11/10/2025material
8-K — Results of operations, Exhibits
SEC10/30/2025material
10-Q filing
SEC10/30/2025
8-K — Results of operations, Exhibits
SEC7/31/2025material
10-Q filing
SEC7/31/2025

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.