Is One MobiKwik Systems (MOBIKWIK) overvalued or fairly valued?

MarketChacha shows One MobiKwik Systems's valuation in context — a forward P/E of about 19.1, a price-to-book of about 3.0 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is One MobiKwik Systems's revenue?

One MobiKwik Systems reported revenue of ₹1,119 Cr for FY2026, with net profit of ₹-62 Cr, per official filings.

What is the share price of One MobiKwik Systems (MOBIKWIK)?

One MobiKwik Systems last traded at ₹203.95 (-4.8% on the day), as of 7/22/2026 — a delayed quote shown for education, not investment advice.

One MobiKwik Systems

MOBIKWIK · NSE · New-age/Fintech · India

₹203.95-4.8%

Delayed · as reported by Yahoo Finance · as of Jul 22, 2026, 10:00 AM

Snapshot

TickerMOBIKWIK

ExchangeNSE

SectorNew-age/Fintech

IndustrySoftware - Infrastructure

CountryIndia

HeadquartersGurugram, India

Market cap₹1,606 Cr

P/B3.0

Volume6.25L

Websitewww.mobikwik.com

Filings tracked0

About One MobiKwik Systems

One MobiKwik Systems Limited provides digital payments and financial services for consumers and merchants in India and internationally. The company offers payment services for consumers, such as recharge, utility payments, bill payments, merchant payments, and other services through wallet; and operates prepaid payment instruments, including wallet payment system. It also provides Pocket UPI to make UPI payments through MobiKwik Wallet without linking bank account; MobiKwik ZIP, a pay-later product with a 30-day interest free credit line; ZIP EMI, a personal loan for salaried and self-employed individuals; co-branded credit cards backed by fixed deposits; Lens, a personal financial management product using bank data; Xtra, a peer to peer lending product; fixed deposits with RBI-registered NBFCs and banks; and mutual funds and digital gold distribution services. In addition, the company offers personal finance management, which utilized account aggregator technology to provide consumers with a personal financial management product; Lens.ai, an AI-based chatbot where users can have a conversation regarding finances; money-tracking solutions; and fixed deposit and stock broking services, soundboxes, and EDC E-H wallets. Further, it provides online checkout for e-commerce merchants to accept payments; Kwik QRs to scan and pay to retail merchant partners; MobiKwik Vibe, a QR enabled payment announcement device; MobiKwik EDC Machine, a point-of-sale machine to accept various modes of in-person payments; and merchant cash advance credit products. One MobiKwik Systems Limited was incorporated in 2008 and is based in Gurugram, India.

Profile as reported by Yahoo Finance.

Who owns it

Promoters39.6%
Institutions15.2%
Public & other45.2%

5 institutional holders

As reported by Yahoo Finance. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend-10.4% → -5.5%

Margin has expanded by about 4.8 points — the business is getting more profitable.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next fiscal year

Rev ₹1,831 Cr · EPS 10.70

Est. earnings growth +98.2%

Analyst consensus estimates — not the company's own guidance. As reported by Yahoo Finance.

₹151.4652-wk range₹334.00

Delayed · as reported by Yahoo Finance

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Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 4

Market cap

₹1,606 Cr

Day change

-4.8%

Fwd P/E

19.1

P/B

3.0

Revenue (FY2026)

₹1,119 Cr

Net margin

-5.5%

Net profit (FY2026)

₹-62 Cr

Market figures: Delayed · as reported by Yahoo Finance. Financials as reported in company filings.

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Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹1,119 Cr	₹-62 Cr	-5.5%
FY2025	₹1,170 Cr	₹-122 Cr	-10.4%
FY2024	—	₹14 Cr	—

Quarterly

Period	Revenue	Net profit	Net margin
2026Q1	₹289 Cr	₹4 Cr	1.5%
2025Q4	—	₹4 Cr	—
2025Q3	₹270 Cr	₹-29 Cr	-10.6%
2025Q2	₹271 Cr	₹-42 Cr	-15.4%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed · as reported by yahoo finance) are delayed and shown for reference only. Verify with the linked sources before acting.