Is LIC Housing Finance (LICHSGFIN) overvalued or fairly valued?

MarketChacha shows LIC Housing Finance's valuation in context — a forward P/E of about 5.1, a price-to-book of about 0.7 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

What is LIC Housing Finance's revenue?

LIC Housing Finance reported revenue of ₹28,765 Cr for FY2026, with net profit of ₹5,595 Cr, per official filings.

What is the share price of LIC Housing Finance (LICHSGFIN)?

LIC Housing Finance last traded at ₹562.05 (+3.8% on the day), as of 9/4/2026 — a delayed quote shown for education, not investment advice.

LIC Housing Finance

LICHSGFIN · NSE · Housing Finance · India

Snapshot

TickerLICHSGFIN

ExchangeNSE

SectorHousing Finance

IndustryMortgage Finance

CountryIndia

Employees2,384

HeadquartersMumbai, India

Websitewww.lichousing.com

Filings tracked13

About LIC Housing Finance

LIC Housing Finance Limited, a housing finance company, provides loans for the purchase, construction, repair, and renovation of houses/buildings in India. The company offers public, green, and corporate deposits; home loans to residents and non-residents Indians, as well as to pensioners; plot loans, home improvement and renovation, construction, and home extension loans; refinance; construction finance and term loans for builders and developers; and loans for staff quarters and other lines of credit for corporates. It also provides loans against properties for companies and individuals; loans against rental securitization; and loans to professionals. In addition, the company develops, establishes, and operates assisted living community centers for elderly citizens; manages, advises, and administers private equity funds, including venture capital and alternate investment funds; offers asset management and trusteeship services; and markets housing loan, life and general insurance products, mutual funds, fixed deposits, and credit cards. LIC Housing Finance Limited was incorporated in 1989 and is based in Mumbai, India.

Who owns it

Promoters2.3%
Institutions75.3%
Public & other22.3%

120 institutional holders

Ownership breakdown from public market data. Promoter pledge is not included here — that comes from exchange shareholding filings.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Net margin trend44.6% → 62.2%

Margin has expanded by about 17.6 points — the business is getting more profitable.

Growth qualityrev 9% · PAT 18%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (Yahoo Finance). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev ₹2,161 Cr · EPS 21.90

Est. earnings growth -13.0%

Next fiscal year

Rev ₹9,904 Cr · EPS 109.00

Est. earnings growth +5.4%

Analyst consensus estimates — not the company's own guidance.

New to these terms?

P/E ROE ROCE Margins Market cap

Browse the Learn hub →

Financials at a glance

Source: Yahoo Finance

Annual

Quarterly · last 5

Revenue (FY2026)

₹8,996 Cr

Net margin

62.2%

Revenue CAGR (3y)

+11.5%

Profit CAGR (3y)

+24.6%

Net profit (FY2026)

₹5,595 Cr

Ask MarketChacha about LICHSGFIN

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

On MarketChacha

Posts about LICHSGFIN

Why did PNB Housing Finance hit a 52-week high today — on just 4.5% profit growth?c/indianmarkets · 8/5/2026 · 1 comment▲ 0

Financials

Yearly

Period	Revenue	Net profit	Net margin
FY2026	₹8,996 Cr	₹5,595 Cr	62.2%
FY2025	₹8,524 Cr	₹5,429 Cr	63.7%
FY2024	₹8,893 Cr	₹4,760 Cr	53.5%
FY2023	₹6,488 Cr	₹2,891 Cr	44.6%

Quarterly

Period	Revenue	Net profit	Net margin
Q1 FY27	₹2,117 Cr	₹1,488 Cr	70.3%
Q4 FY26	₹2,407 Cr	₹1,497 Cr	62.2%
Q3 FY26	₹2,245 Cr	₹1,384 Cr	61.6%
Q2 FY26	₹2,175 Cr	₹1,354 Cr	62.3%
Q1 FY26	₹2,186 Cr	₹1,360 Cr	62.2%

Figures as reported, in ₹ (crore). Source: Yahoo Finance.

Filings & announcements

2026

Change in Directorate
Appointment of Shri Sandeep Kumar as MD and CEO
BSE8/28/2026
Change in Directorate
Cessation of Shri T Adhikari as Managing Director and Chief Executive Officer
BSE8/28/2026
Board Meeting Outcome for Outcome Of Board Meeting Dated 28Th August, 2026
Outcome of Board Meeting dated 28th August, 2026
BSE8/28/2026
Shareholder Meeting / Postal Ballot-Outcome of AGM
Voting Result of 37th AGM
BSE8/28/2026material
Shareholder Meeting / Postal Ballot-Scrutinizer''s Report
Scrutinizer Report for 37th AGM
BSE8/28/2026material
Shareholder Meeting / Postal Ballot-Outcome of AGM
Summary Proceedings of the 37th Annual General Meeting of LIC Housing Finance Limited
BSE8/28/2026material
Reg. 34 (1) Annual Report.
37th Annual General Report of the Company
BSE8/4/2026
Intimation And Notice Of 37Th Annual General Meeting Of The Company
Intimation and Notice of 37th Annual General Meeting of the Company
BSE8/4/2026material
Appointment Of Ms. Varsha Hardasani As Company Secretary Of LICHFL Care Homes Limited (Additional Charge)
Appointment of Ms Varsha Hardasani as Company Secretary of LICHFL Care Homes Limited (additional charge)
BSE7/31/2026
Investor Presentation
Investor Presentation Q1 FY 2026-27
BSE7/30/2026
Press Release / Media Release
Press Release for Q1 FY 2026-27
BSE7/30/2026
Board Meeting Outcome for Outcome Of Board Meeting Dated June 30,2026
Outcome of Board Meeting dated June 30,2026
BSE7/30/2026
Unaudited Financial Result For The First Quarter Ended June 30, 2026
Unaudited Financial Result for the first quarter ended June 30, 2026
BSE7/30/2026

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.