Why did PayPal Holdings (PYPL) stock move recently?

On 8/28/2026, PayPal Holdings moved -11.1% — PayPal fell sharply after Bloomberg reported that Advent International and Stripe had walked away from their pursuit of the company, having offered more than $50 billion. The stock had risen more than 40% during the quarter on takeover speculation, and the report removed that support. This is MarketChacha's decoded reason from filings and credible news; it is education, not buy/sell advice.

Is PayPal Holdings (PYPL) overvalued or fairly valued?

MarketChacha shows PayPal Holdings's valuation in context — a trailing P/E of about 10.5, a forward P/E of about 9.1, a price-to-book of about 2.3 — alongside its revenue and profit growth and whether reported profit converts into operating cash, so you can judge value for yourself. MarketChacha does not issue ratings, price targets, or buy/sell advice.

Does PayPal Holdings's reported profit turn into cash?

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash. MarketChacha computes this cash-conversion check (1.37×) from reported figures — education, not a rating.

What is PayPal Holdings's revenue?

PayPal Holdings reported revenue of $33.2B for FY2025, with net profit of $5.2B, per official filings.

What is the share price of PayPal Holdings (PYPL)?

PayPal Holdings last traded at $53.12 (+0.8% on the day), as of 9/17/2026 — a delayed quote shown for education, not investment advice.

PayPal Holdings

PYPL · NASDAQ · Fintech · United States

Snapshot

TickerPYPL

ExchangeNASDAQ

SectorFintech

IndustryCredit Services

CountryUnited States

Employees23,800

HeadquartersSan Jose, United States

Websitewww.paypal.com

Filings tracked17

About PayPal Holdings

PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit and debit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California.

Who owns it

Insiders0.7%
Institutions79.0%
Public & other20.3%

2,044 institutional holders

Ownership breakdown from public market data.

Top holders

Blackrock Inc.8.76%
Vanguard Capital Management LLC6.27%
State Street Corporation4.82%
Invesco Ltd.3.91%
Geode Capital Management, LLC3.43%
Comprehensive Financial Management, LLC2.80%
Vanguard Portfolio Management LLC2.65%
Bank of America Corporation2.64%

Largest institutional holders — last updated 6/30/2026.

Forensic scorecard

No major accounting red flags in the fundamentals we have — profit is backed by cash and returns look healthy.

Cash conversion1.37×

Over 3 years, operating cash flow fully covered reported profit — earnings are backed by real cash.

Net margin trend14.3% → 15.8%

Margin has expanded by about 1.5 points — the business is getting more profitable.

Return on equity25.8%

Latest ROE of 25.8% — capital is generating a healthy return.

Growth qualityrev 6% · PAT 11%

Profit growth is broadly tracking revenue growth — the earnings trend looks operational rather than one-off.

Computed by MarketChacha from reported figures (SEC XBRL). Education, not a rating or recommendation.

What's expected next

Next quarter

Rev $9.0B · EPS 1.34

Est. earnings growth +9.3%

Next fiscal year

Rev $36.2B · EPS 5.79

Est. earnings growth +7.3%

Analyst consensus estimates — not the company's own guidance.

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P/E ROE ROCE Margins Market cap

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Financials at a glance

Source: SEC XBRL

Annual

Quarterly · last 8

Revenue (FY2025)

$33.2B

Net margin

15.8%

ROE

25.8%

Revenue CAGR (2y)

+5.6%

Profit CAGR (2y)

+11.0%

EPS (FY2025)

5.41

Net profit (FY2025)

$5.2B

Ask MarketChacha about PYPL

Get a cited, plain-English answer — the “why”, not just data. Finance research only, never buy/sell advice.

Why it moved

Aug 28, 2026
PayPal fell sharply after Bloomberg reported that Advent International and Stripe had walked away from their pursuit of the company, having offered more than $50 billion. The stock had risen more than 40% during the quarter on takeover speculation, and the report removed that support.
source 1 ↗source 2 ↗· confidence: high
Jul 15, 2026
PayPal shares surged on reports of a $60.50-per-share takeover bid from Stripe and Advent International, valuing the company at more than $53 billion.
source 1 ↗source 2 ↗· confidence: high
Jul 2, 2026
No clear company-specific catalyst identified in recent filings or credible coverage for the July 3 move; PayPal moved with the broader market or sector.
· confidence: low
Jun 26, 2026
No clear company-specific catalyst identified in recent filings or today's coverage; the stock rose alongside broader market or sector sentiment.
· confidence: low

Daily moves with the verified reason behind them. Education only — not investment advice.

On MarketChacha

Posts about PYPL

Financials

Yearly

Period	Revenue	Net profit	EPS	Net margin	ROE
FY2025	$33.2B	$5.2B	5.41	15.8%	25.8%
FY2024	$31.8B	$4.1B	3.99	13.0%	20.3%
FY2023	$29.8B	$4.2B	3.84	14.3%	20.2%

Quarterly

Period	Revenue	Net profit	EPS	Net margin
2026Q2	$8.7B	$1.1B	1.25	12.7%
2026Q1	$8.4B	$1.1B	1.21	13.3%
2025Q3	$8.4B	$1.2B	1.30	14.8%
2025Q2	$8.3B	$1.3B	1.29	15.2%
2025Q1	$7.8B	$1.3B	1.29	16.5%
2024Q3	$7.8B	$1.0B	0.99	12.9%
2024Q2	$7.9B	$1.1B	1.08	14.3%
2024Q1	$7.7B	$888.0M	0.83	11.5%
2023Q3	$7.4B	$1.0B	0.93	13.8%
2023Q2	$7.3B	$1.0B	0.92	14.1%
2023Q1	$7.0B	$795.0M	0.70	11.3%

Figures as reported, in reporting currency. Source: SEC XBRL.

Filings & announcements

2026

10-Q filing
SEC7/28/2026
8-K — Results of operations, Exhibits
SEC7/28/2026material
8-K — Executive/director change, Shareholder vote results, Exhibits
SEC5/21/2026material
8-K — Other events, Exhibits
SEC5/15/2026material
8-K — Results of operations, Exhibits
SEC5/5/2026material
10-Q filing
SEC5/5/2026
8-K — Executive/director change, Reg FD disclosure, Exhibits
SEC4/30/2026material
8-K — Executive/director change, Exhibits
SEC3/25/2026material
8-K — Results of operations, Exhibits
SEC2/3/2026material
10-K filing
SEC2/3/2026
8-K — Executive/director change, Reg FD disclosure, Exhibits
SEC2/3/2026material

2025

8-K — Material agreement, Material financial obligation, Other events, Exhibits
SEC11/17/2025material
8-K — Material agreement, Material financial obligation, Exhibits
SEC11/14/2025material
8-K — Results of operations, Reg FD disclosure, Exhibits
SEC10/28/2025material
10-Q filing
SEC10/28/2025
8-K — Results of operations, Exhibits
SEC7/29/2025material
10-Q filing
SEC7/29/2025

In the news

Education and discussion only — not investment advice. Financials from official filings (SEC/BSE) and reported company statements; market figures (delayed market data) are delayed and shown for reference only. Verify with the linked sources before acting.