Furkhan Khan

Thinking of applying for a home loan, personal loan, car loan, or even applying for your first credit card? Before a lender looks at your income or job history, they're almost certainly going to check a single number: your CIBIL Score. A credit score is a three-digit number that reflects your past repayment behavior. It is used by the bank to predict whether you would be able to repay the loans you take in the future. It doesn't guarantee that you would get the loan, but the higher the CIBIL Score, the higher the chances of getting a loan with a better interest rate. So this article will help you learn about CIBIL Score, what it affects, why…